Country Manager - Real Estate Financing

Multitude International Services Oy; Helsinki; Hybrid; EUR 1,071,000 - 1,339,000; Full time

Benefits offered by this job

Hybrid work

Global workplace

Growth culture

Share purchase match

Workation

Job summary

Multitude International Services Oy seeks a Country Manager to lead our Swedish market within Finland’s real estate financing arm. You will leverage a strong Finnish real estate network to originate opportunities, partner with developers, brokers, and investors, and drive growth with senior stakeholders.

Hybrid work is available as you build a large cross-border lending pipeline. You will guide deals through from initial contact to term sheet, collaborating with investment and risk teams to

Qualifications

• 5+ years in real estate finance, banking, brokerage, development, or related commercial roles in Finland.
• A strong network in Finnish real estate including developers, brokers, investors, and market players.
• Proven track record in originating or closing real estate-related business.
• Commercially sharp on structure, LTV, exit, security, and cash flow.
• Entrepreneurial and hands-on, able to build a market, not just manage an existing book.
• Credible with senior clients, partners, and internal stakeholders.
• Fluent Swedish and strong English.

Responsibilities

• Lead the Sweden market and drive commercial growth in Sweden, building a strong lending pipeline.
• Originate deals through your network, brokers, developers, investors, and direct outreach.
• Open doors by leveraging existing relationships and building new ones with market participants.
• Drive deals from first conversations to signed term sheets with risk and investment teams.
• Build broker partnerships across Sweden with a clear commission framework.
• Represent the business at industry events and gather market intelligence for strategy.
• Establish local routines, reporting, and disciplined market approach as we grow.

Skills

Real estate finance

Finnish real estate network

Deal origination

Entrepreneurial mindset

Relationship management

Fluent Swedish

Strong English

Job description

We finance real estate projects where traditional banks may be too slow or too rigid. Tickets typically range from €250K to €30M, subject to approval. We move fast, assess deals on their merits, and build structures around real opportunities - not just checklists. We’re part of Multitude Group (ETR: MULT) and we’re expanding across European markets. Now we’re looking for a Country Manager for Sweden to lead our real estate financing business in the Finnish market. This is not a purely desk-based role. We’re looking for someone who already knows the developers, brokers, property investors, and real estate professionals in Finland - and can turn those relationships into a strong lending pipeline. If you’ve spent years building a network in Finnish real estate and you’re ready to help grow a flexible lending business, this could be your role. You’ll lead the local commercial effort, work closely with our investment and risk teams, and help shape how we build the business in Finland.

What you’ll do:

• Lead the Sweden market. Take ownership of our commercial growth in Sweden and build a strong pipeline of secured real estate lending opportunities.
• Originate deals. Source opportunities through your own network, brokers, developers, investors, and direct outreach. Your pipeline will be a key measure of success.
• Open doors. Activate existing relationships from day one and build new ones with the right market participants.
• Drive opportunities forward. Lead deals from first conversation to signed term sheet, working with our investment and risk teams on analysis, structure, and approvals.
• Build the channel. Develop and manage broker partnerships across Sweden with a clear and competitive commission framework.
• Represent the business. Be visible in the market, attend relevant industry events, track active projects, and bring market intelligence back into our strategy.
• Build responsibly. Help establish the right local routines, reporting, commercial discipline, and market approach as we grow.

Who you are:

• 5+ years in real estate finance, banking, brokerage, development, investment sales, or a related commercial role in Finland.
• A strong network in Finnish real estate - including developers, brokers, investors, and other key market players.
• A proven track record in originating or closing real estate-related business.
• Commercially sharp and comfortable discussing structure, LTV, exit, security, and cash flow. You don’t need to build the full model, but you need to understand what makes a deal work.
• Entrepreneurial and hands-on. You’re comfortable building a market, not just managing an existing book.
• Credible with senior clients, partners, and internal stakeholders.
• Fluent Sweden and strong English.

What you get:

• Base salary from €8000 gross/month - higher for the right profile - plus a performance-linked bonus.
• A flexible real estate financing product to take to market, supported by experienced decision-makers.
• A senior role with visible impact on our growth in Sweden.
• The opportunity to build and lead a market for a growing European lending platform.

If you read this and immediately thought of three real estate opportunities we should look at - we should talk.

We offer:

• A Truly Global Workplace - work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
• Hybrid & Flexible Work - we support work-life balance with remote work options and modern office spaces across Europe.
• A Culture of Growth - we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
• Financial Growth Opportunities - benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
• Workation Programme - work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.

We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters. By proceeding to apply for a job with us, you confirm that you have read and accepted our Recruitment Privacy Policy.

At Multitude, we’re more than just a European FinTech company listed on the Frankfurt Stock Exchange - we’re a global team shaping the future of finance. With 700+ professionals based in over 20 locations, we combine diverse perspectives and expertise to deliver digital lending and online banking solutions that empower consumers, SMEs, and FinTechs worldwide. Through our Growth Platform, we operate three dynamic business units: Ferratum - seamless mobile banking for consumers CapitalBox - flexible financing solutions for SMEs Multitude Bank - tailored support for non-bank lenders and FinTechs.

In 2025, we generated €256.9 million in revenue and €26.6 million in net profit, reflecting our strong performance, continued innovation, and commitment to delivering sustainable growth.

But what truly sets us apart is our culture. At Multitude, our people are our greatest asset. We foster a dynamic, inclusive, and supportive environment where talent thrives, ideas are valued, and growth is encouraged - both personally and professionally.

If you’re ready to make an impact and grow your career in a company that’s redefining financial services, your journey starts here at Multitude.