Treasury Manager

Jobgether; Spain; Hybrid; EUR 70,000 - 110,000; Full time

Benefits offered by this job

Remote/hybrid options

Full-time contract with performance-?n

Paid leave and health insurance

Budget for professional certifications

Direct collaboration with leadership

Job summary

Jobgether partners with a growing fintech in Spain to recruit a Treasury Manager. You will oversee day-to-day treasury and payment operations, manage cash across accounts and currencies, and produce regular cash and crypto reporting for Finance leadership.

The role combines regulatory readiness with hands-on execution in a fast-moving, regulated environment. Reporting to the Head of Treasury, you will design scalable processes, strengthen controls, and collaborate across Finance, Accounting,

Qualifications

• 3–5 years in treasury or payments, preferably fintech or crypto.
• Experience executing corporate payments and managing approvals.
• Proficient in multi-currency reconciliations and cash reporting.
• Fluent English; CET/EET timezone availability.

Responsibilities

• Oversee end-to-end payment operations across banks and PSPs.
• Redesign payment workflows and strengthen invoice checks before release.
• Consolidate cash and crypto balances; produce regular cash/crypto reports.
• Maintain safeguarding/regulatory readiness and client-asset segregation.
• Develop scalable treasury processes with Finance and Engineering.

Skills

Treasury operations

Payment operations

Regulatory reporting

Attention to detail

English fluency

Tools

Excel

Google Sheets

SQL

Fireblocks

Custody platforms

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Treasury Manager based in Spain.

As a Treasury Manager, you will oversee day-to-day treasury and payment operations for a growing fintech business operating across cryptocurrency and traditional payment services. Reporting to the Head of Treasury, you will manage cash movements across multiple bank accounts, payment providers, exchanges, and digital wallets in different currencies and jurisdictions. You will take ownership of payment execution, liquidity management, and regular cash and crypto reporting for Finance leadership. You will also strengthen safeguarding and reconciliation processes to support regulatory requirements and upcoming e-money authorisations. Working closely with Finance, Accounting, Systems, and Engineering, you will improve operational efficiency while maintaining robust financial controls. This hands‑on individual contributor role offers the opportunity to shape treasury processes in a fast‑moving, regulated environment with direct access to decision‑makers.

Accountabilities

• Manage end-to-end payment operations

  • Oversee invoice and salary payment cycles, including validation, approval routing, foreign exchange, and payment release through banks and electronic money institutions.

  • Ensure beneficiary verification, dual authorisation, segregation of duties, and the four‑eyes principle are consistently applied.

  • Investigate and resolve returned, delayed, or stuck payments across providers and jurisdictions.

• Improve payment processes and controls

  • Work with Finance leadership and Accounting to redesign payment workflows, increase payment frequency, and strengthen invoice checks before release.

  • Establish backup approvers and maintain clear approval procedures to ensure continuity and control.

  • Develop and maintain treasury policies, authority matrices, standard operating procedures, and reliable documentation.

• Own cash and crypto reporting

  • Consolidate balances across bank accounts, acquirers, payment service providers, exchanges, and custody accounts.

  • Prepare regular, reviewed cash flow reports and provide analysis of changes in cash and cryptocurrency positions.

  • Maintain accurate multi‑currency reporting and reconciliation, investigating and resolving discrepancies promptly.

• Maintain safeguarding and regulatory readiness

  • Perform daily safeguarding reconciliations for e‑money entities once operational.

  • Ensure appropriate client‑asset segregation and reconciliation in line with applicable MiCA and PSD2 requirements.

  • Prepare recurring regulatory returns for licensed entities and maintain supporting documentation for audits and regulatory requests.

• Manage liquidity and settlement funding

  • Prepare short‑term cash forecasts and ensure adequate liquidity across operational accounts.

  • Coordinate pre‑funding, account sweeps, and settlement and trading account balances.

  • Monitor stablecoin liquidity and hot‑and‑cold‑wallet balances in accordance with internal policies.

• Strengthen systems and operational efficiency

  • Collaborate with Finance Systems and Engineering to reduce spreadsheet‑dependent reporting and reconciliation.

  • Identify opportunities to automate processes, improve reporting accuracy, and strengthen operational controls.

  • Support the development of scalable treasury practices as the business expands its regulated activities.

Requirements:

• Treasury and payment operations experience

  • 3–5 years of experience in treasury or payment operations, ideally within a fintech or cryptocurrency business.

  • Practical experience executing corporate payments, managing approval workflows, using banking portals, handling payment file formats, and maintaining segregation of duties.

  • Experience managing balances and reconciliations across multiple accounts and currencies, including investigating and resolving discrepancies.

  • Strong understanding of payment execution, settlement processes, liquidity management, and operational financial controls.

• Cryptocurrency operations expertise

  • Hands‑on experience with cryptocurrency exchange and custody accounts, stablecoin settlements, and hot‑and‑cold‑wallet operations.

  • Familiarity with on‑chain transaction verification and network‑specific considerations, including fees, transaction finality, memo or tag requirements, and stuck transactions.

  • Understanding of the operational risks involved in moving and safeguarding digital assets.

• Regulatory and reporting knowledge

  • Experience working in a regulated environment, with exposure to regulatory reporting, safeguarding or client‑money requirements, and audit or regulator requests.

  • Strong Excel or Google Sheets skills and the ability to produce accurate, consistent financial records.

  • Exceptional attention to detail, precision under payment cut‑off deadlines, and discretion when handling sensitive financial information.

  • Fluent English and availability within a time zone close to CET/EET.

• Additional qualifications considered an advantage

  • Practical experience with PSD2 or electronic money institution safeguarding reconciliations, including UK safeguarding requirements.

  • Familiarity with MiCA or CASP crypto‑asset segregation and reporting.

  • Experience redesigning payment or approval workflows in collaboration with Accounting.

  • Experience building cash flow reports, dashboards, or using SQL beyond a basic level.

  • Familiarity with Fireblocks or comparable custody and multi‑party computation (MPC) platforms.

  • A treasury qualification such as ACT or CTP.

Benefits:

• Full ownership of treasury operations within a regulated cryptocurrency and payments business.

• The opportunity to shape payment processes, reporting, and financial controls rather than simply maintain existing workflows.

• Remote working options or a hybrid setup at the company’s European headquarters.

• A flat organizational structure with fast decision‑making and direct collaboration with leadership.

• Full‑time contract with a performance‑based bonus.

• Paid leave and health insurance.

• A budget for professional certifications and continued development.

• A structured recruitment process consisting of an HR interview, a joint interview with Treasury and Finance leadership, and reference checks.

• A pre‑employment background check following the offer, reflecting the role’s access to company financial accounts.

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