Senior Treasury Manager

Lever, Inc.; España; A distancia; EUR 90.000 - 130.000; Jornada completa

Descripción de la vacante

Finom in Europe is seeking a Senior Treasury Manager to lead liquidity management, funding operations, and risk controls across regulated entities. You will build the machinery around NII, investments, and day-to-day cash positioning, working hands-on with engineering and compliance.

This role sits at the crossroads of regulation, liquidity, and commercial impact, with ownership of policy, limits, and daily reporting.

Formación

• Experience in a regulated treasury environment.
• Hands-on treasury operations with focus on liquidity and funding.
• Familiarity with treasury tooling and data feeds.

Responsabilidades

• Daily liquidity positioning and float management across entities.
• Intraday funding of payment channels and account management.
• Collateral and minimum-balance obligations across schemes and providers.
• Contingency funding planning and execution.
• Maintain a daily treasury balance sheet reconciled across entities.
• Governance: policy ownership, limits, and audit-ready records.
• Systems and data: implement investment accounting and treasury tooling.
• Commercial: manage relationships with banks, custodians, and asset managers.

Conocimientos

Liquidity management

NII forecasting

Regulatory experience

Treasury systems

Herramientas

Clearwater/Advent

Descripción del empleo

About Finom

Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.

We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe.

Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain.

At Finom, we’re not just redefining the entrepreneurial experience - we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.

Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.

Senior Treasury Manager

Finom safeguards a significant book of customer funds across its regulated entities. Net interest income on that book is a meaningful revenue line, and it will grow. Today the function is up and running: the money is placed, the investment policy is in place, and a large part of the book sits with an external asset manager. What we are building now is the machinery around it - an evidenced limit framework, look-through into what our managers actually hold, automated investment accounting, and a reconciled NII number we can defend to an auditor and a regulator.

That is the job. You will take part in building it, and you will run it while it is being built.

This is a hands-on role at the intersection of regulation, liquidity, and commercial impact - not a back-office position. It suits someone who has done this before in a regulated environment and wants to do it again without four layers of committee above them.

What you'll own

Liquidity and funding

• Daily liquidity positioning and float management across entities and accounts
• Intraday funding of payment channels; nostro and correspondent account management
• Collateral and minimum-balance obligations across card schemes, T2, and credit providers
• Contingency funding - the playbook for the day we need €20m by tomorrow morning
• A daily treasury balance sheet - net liquidity and net capital available - that reconciles

Safeguarding and portfolio

• Portfolio management of safeguarded client funds: term deposits, MMFs, short-dated debt, held directly and via external managers
• Safeguarding adequacy: shortfall detection, top-up execution, same-currency discipline
• Instrument eligibility screening under CRR risk-weight, maturity and WAL constraints, and UCITS/MMF rules
• Independent, evidenced validation that externally managed allocations sit inside mandate - position-level look-through, daily monitoring of concentration, maturity, WAL and credit quality, breach escalation
• NII forecasting, attribution, and reconciled performance reporting; treasury inputs into the financial model and company forecast

Governance and controls

• Ownership of the investment policy, limit framework, and eligible-instrument register
• Treasury governance: decision pack, agenda, decision log, and delegated-authority register
• Pre-deal checks and post-trade evidencing, designed so that the first line executes and the second line challenges
• Covenant tracking across credit facilities
• Regulator, external audit, and second-line engagement on treasury and safeguarding matters

Systems and data

• Selection and implementation of investment accounting and treasury tooling - a Clearwater/Advent-class implementation is already in flight and will be yours
• Custodian, asset-manager and bank data feeds; API connectivity where it exists and pragmatic alternatives where it doesn't
• Replacing manual spreadsheet processes with something that survives your holiday

Commercial

• Bank, custodian, broker and asset-manager relationships: onboarding, commercial terms, mandate setting, service review
• Challenging our managers on allocation, transparency and fees - and changing them if the answers are weak

What good looks like in the first 12 months