Transaction Admission Analyst (ACPM - SCIB)

Banco Santander SA; Spain; On-site; EUR 45,000 - 65,000; Full time

Benefits offered by this job

Healthcare benefits

Career development

Wellness program

Job summary

Banco Santander SA in Spain is seeking a Transaction Admission Analyst to join the ACPM area based in Boadilla del Monte. You will support transaction profitability analyses, assess regulatory and economic capital implications, and help ensure deals meet return requirements.

You will collaborate with product, risk, finance and coverage teams, extract data, and contribute to pricing thresholds and capital management initiatives while driving improvements in the transaction review process.

Qualifications

• 1–2 years of professional experience in consulting, audit, banking, lending, or reporting-related functions.

Responsibilities

• Support the assessment of transaction profitability and returns to determine alignment with strategy and risk–return objectives.
• Analyse accounting, regulatory capital and economic capital implications of proposed transactions.
• Participate in transaction admission processes and support pricing threshold definitions.
• Contribute to capital management initiatives including capital rotation opportunities.
• Perform financial and portfolio analysis to monitor transaction performance and trends.
• Collaborate with product, coverage, risk, and finance teams to align inputs in the review process.
• Extract, analyse and validate information from databases and internal reporting tools.

Skills

Analytical thinking

English proficiency

Spanish proficiency

Problem solving

Team collaboration

Education

Bachelor's degree in Economics

Bachelor's degree in Business

Bachelor's degree in Finance

Bachelor's degree in Engineering

Master's degree in Finance/Data Science (Preferred)

Tools

Microsoft Office

Excel

PowerPoint

Job description

Transaction Admission Analyst (ACPM - SCIB)

Country: Spain

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value‑added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

Santander Corporate & Investment Banking (ACPM area) is looking for a Transaction Admission Analyst based out of Boadilla del Monte office. As a Transaction Admission Analyst, you will gain broad exposure to Santander CIB's transaction pipeline and work closely with product, coverage, risk and finance teams. You will support the analysis of different transaction structures, assess their profitability and capital implications, and contribute to the development of tailored solutions that help ensure each deal is aligned with Santander CIB's strategy and the Bank's risk and return objectives. We're shaping the way we work through innovation, cutting‑edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Support the assessment of transaction profitability and returns to determine their alignment with Santander CIB's strategy and risk‑return objectives.
• Analyse the accounting, regulatory capital and economic capital implications of proposed transactions and contribute to the development of tailored solutions where constraints are identified.
• Participate in transaction admission processes, supporting the definition of appropriate pricing thresholds and assessing whether transactions and client relationships meet the Bank's minimum return requirements.
• Contribute to capital management initiatives, including capital return plans, capital optimisation measures and opportunities to improve capital rotation.
• Perform financial and portfolio analysis to monitor transaction performance, identify relevant trends and support management decision‑making.
• Work closely with product, coverage, risk, finance and other relevant teams, helping coordinate inputs and ensure appropriate alignment throughout the transaction review process.
• Support the delivery of team projects and initiatives, ensuring that agreed actions and deadlines are properly followed up.
• Extract, analyse and validate information from different databases and internal reporting tools.

WHAT YOU'LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

Professional Experience

• 1-2 years of professional experience in consulting, audit, banking, lending, or reporting-related functions.

Education

• Bachelor's degree in Economics, Business, Finance, Engineering, Mathematics or another related field.
• Master's degree in Finance and/or Data Science (Preferred).

Languages

• Professional proficiency in both English and Spanish, spoken and written.

Hard Skills

• Basic understanding of financial products, particularly loans, bonds and credit derivatives.
• Familiarity with profitability and risk‑return metrics, regulatory capital concepts and financial reporting standards, particularly IFRS.
• Proficiency in Microsoft Office, particularly Excel and PowerPoint.
• Familiarity with generative AI tools and an interest in applying AI to data analysis, process automation and the preparation of business insights (Preferred).
• Basic programming or data analysis knowledge (Preferred).

Soft Skills

• Curious and proactive team player with strong analytical, problem‑solving and interpersonal skills, who is eager to learn and comfortable working in a dynamic and collaborative environment.
• Ability to analyse complex information and communicate conclusions clearly.
• Collaborative mindset and ability to work effectively with different teams and stakeholders.
• Eagerness to learn and comfort working in a dynamic environment.

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers. We’re enable our teams to go beyond through global opportunities and broad career paths.

• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com).
• Competitive rewards. Receive a highly competitive salary with performance‑based bonuses, motivating you to keep growing with us.
• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
• We know family is everything. That’s why we offer childcare support and family‑friendly programmes tailored to each life stage.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees.

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Ready to make it happen? It starts with you. It starts here.