Transaction Admission Analyst (ACPM - SCIB)

santander; Boadilla del Monte; On-site; EUR 50,000 - 70,000; Full time

Job summary

Santander is seeking a Transaction Admission Analyst for the ACPM area based in the Boadilla del Monte office, Spain. You will gain exposure to Santander CIB’s transaction pipeline and work with product, risk, and finance teams to assess structures, profitability, and capital implications.

Responsibilities include analysing profitability, capital impacts, and pricing thresholds, while supporting capital management initiatives and ensuring deals meet return requirements.

Qualifications

• 1–2 years of professional experience in consulting, audit, banking, lending, or reporting-related functions.
• Bachelor's degree in Economics, Business, Finance, Engineering, Mathematics or related field.
• Master's degree in Finance and/or Data Science is preferred.
• Professional proficiency in English and Spanish, spoken and written.
• Strong analytical, problem-solving and interpersonal skills.

Responsibilities

• Assess transaction profitability and returns to align with strategy and risk-return objectives.
• Analyse accounting, regulatory capital and economic capital implications of proposed transactions.
• Participate in transaction admission processes and define pricing thresholds.
• Ensure transactions meet minimum return requirements and coordinate related relationships.
• Contribute to capital management initiatives and capital rotation improvements.
• Perform financial and portfolio analysis to monitor performance and trends.
• Coordinate inputs with product, risk, finance and other teams throughout review.
• Support delivery of team projects and ensure deadlines are followed.
• Extract, analyse and validate information from databases and internal tools.

Skills

Analytical thinking

Problem solving

Team player

Communication

Attention to detail

Education

Bachelor's degree

Master's degree in Finance/Data Science

Tools

Excel

PowerPoint

Microsoft Office

AI tools

Job description

Transaction Admission Analyst (ACPM - SCIB)

Country: Spain

IT STARTS HERE

Santander ( www.santander.com ) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

Santander Corporate & Investment Banking (ACPM area) is looking for a Transaction Admission Analyst based out of Boadilla del Monte office.

As a Transaction Admission Analyst, you will gain broad exposure to Santander CIB's transaction pipeline and work closely with product, coverage, risk and finance teams. You will support the analysis of different transaction structures, assess their profitability and capital implications, and contribute to the development of tailored solutions that help ensure each deal is aligned with Santander CIB's strategy and the Bank's risk and return objectives.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas.

To succeed in this role, you will be responsible for:

• Support the assessment of transaction profitability and returns to determine their alignment with Santander CIB's strategy and risk-return objectives.
• Analyse the accounting, regulatory capital and economic capital implications of proposed transactions and contribute to the development of tailored solutions where constraints are identified.
• Participate in transaction admission processes, supporting the definition of appropriate pricing thresholds and assessing whether transactions and client relationships meet the Bank's minimum return requirements.
• Contribute to capital management initiatives, including capital return plans, capital optimisation measures and opportunities to improve capital rotation.
• Perform financial and portfolio analysis to monitor transaction performance, identify relevant trends and support management decision-making.
• Work closely with product, coverage, risk, finance and other relevant teams, helping coordinate inputs and ensure appropriate alignment throughout the transaction review process.
• Support the delivery of team projects and initiatives, ensuring that agreed actions and deadlines are properly followed up.
• Extract, analyse and validate information from different databases and internal reporting tools.

WHAT YOU'LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

Professional Experience

1-2 years of professional experience in consulting, audit, banking, lending, or reporting-related functions

Education

Bachelor's degree in Economics, Business, Finance, Engineering, Mathematics or another related field

Master's degree in Finance and/or Data Science (Preferred)

Languages

Professional proficiency in both English and Spanish, spoken and written.

Hard Skills

• Basic understanding of financial products, particularly loans, bonds and credit derivatives
• Familiarity with profitability and risk-return metrics, regulatory capital concepts and financial reporting standards, particularly IFRS
• Proficiency in Microsoft Office, particularly Excel and PowerPoint
• Familiarity with generative AI tools and an interest in applying AI to data analysis, process automation and the preparation of business insights (Preferred)
• Basic programming or data analysis knowledge (Preferred)

Soft Skills

• Curious and proactive team player with strong analytical, problem-solving and interpersonal skills, who is eager to learn and comfortable working in a dynamic and collaborative environment
• Ability to analyse complex information and communicate conclusions clearly
• Collaborative mindset and ability to work effectively with different teams and stakeholders
• Eagerness to learn and comfort working in a dynamic environment

WE VALUE YOUR IMPACT

Your contribution matters , and it's recognized. You can expect a fair,