Senior Product Manager - Risk Intelligence

Salt; España; Remote; EUR 80.000 - 110.000; Vollzeit

Zusammenfassung

Salt is seeking a Senior Product Manager to lead a platform that underpins risk decisioning across products. You’ll own the end-to-end journey from vision to adoption, coordinating a cross-functional team of engineers, ML specialists, and risk experts.

You’ll design scalable decisioning capabilities, translate complex risk and regulatory requirements into reusable services and APIs, and measure impact on revenue and customer outcomes, while operating remotely within the EU.

Qualifikationen

• Experience owning risk/eligibility products end-to-end.
• Ability to translate regulatory and risk requirements into services and APIs.
• Comfortable in a regulated, fast-moving environment.

Aufgaben

• Lead a cross-functional team of engineers, data scientists, and risk experts.
• Own the decisioning platform end-to-end from vision to adoption.
• Translate risk requirements into reusable services and APIs.
• Drive experiments to measure impact on revenue, losses, and approvals.

Kenntnisse

Risk management

Product ownership

Stakeholder management

Platform thinking

Data-driven decision making

Tools

APIs

Data pipelines

Jobbeschreibung

• Remote within the EU
• €80,000-€110,000 / £80,000-£110,000, depending on location and experience.

Most risk PM roles involve looking after a scoring model someone else built years ago. This one doesn't.

Our client is a high-growth European fintech expanding beyond its core offering into lending, deposit products, and merchant payments. Every one of those launches depends on answering the same questions quickly and confidently: should we approve this customer, and on what terms?

Today, those decisions are spread across multiple systems. They're investing in a single platform that every product team can rely on, and they're looking for a Senior Product Manager to lead the journey.

The Opportunity

You’ll lead a cross-functional team of engineers, machine learning specialists, and risk experts, owning the decisioning layer end-to-end, from vision and strategy through to execution and adoption.

Key responsibilities include:

• Designing a shared risk and eligibility platform that enables new products to launch without creating operational bottlenecks.
• Building scalable decisioning capabilities used across multiple products and customer journeys.
• Translating complex regulatory, data, and risk requirements into reusable services, workflows, and APIs.
• Running experiments and measuring the impact of platform improvements on revenue, losses, approval rates, and customer experience.
• Evolving risk intelligence capabilities while maintaining the reliability of existing decisioning systems.
• Influencing senior stakeholders through data, insight, and a clear product vision.
• Partnering closely with Product, Engineering, Data Science, Risk, and Operations teams to drive adoption across the business.

Who Will Thrive in This Role

• You’ve owned a decisioning, scoring, risk, credit, underwriting, or eligibility product end-to-end.
• You’ve been responsible for the roadmap, strategy, rollout, and performance of a product that determines customer outcomes.
• You think in platforms, systems, dependencies, and reusable capabilities rather than standalone features.
• You’re comfortable working with model performance metrics, experimentation, and data-driven decision making.
• You can challenge Engineering, Data Science, and Risk stakeholders with evidence and sound product judgement.
• You’ve operated in a regulated, fast-moving environment and enjoy the complexity that comes with it.
• You’re hands‑on, highly collaborative, and use AI to enhance how you work.

Ideal Experience

Experience with one or more of the following would be particularly valuable:

• Decision Engines
• Eligibility Platforms
• Approval Engines
• Customer Screening Solutions
• Identity Verification Products
• Internal Platform Products

What Good Looks Like

You’ve owned a product where:

• You worked with risk teams to define approval, review, and decline thresholds.
• You were responsible for how decisions were made, not just the underlying models or rules.
• You introduced changes through shadow testing, phased rollouts, and controlled experimentation.
• Other product teams depended on your platform’s outputs to power their own customer experiences.
• Your work had a measurable impact on growth, customer conversion, operational efficiency, and risk outcomes.

Why It’s Worth a Conversation

This is an opportunity to build a platform with broad organisational impact inside a fast-scaling business. You’ll have significant ownership, strong executive visibility, and the chance to define how risk decisions are made across an expanding suite of products.