Senior Product Manager – Payments & Acquiring

AIDA Recruitment; Barcelona; Remote; EUR 100,565,000 - 143,270,000; Full time

Job summary

AIDA Recruitment seeks a Senior Product Manager – Payments & Acquiring to own the Card-Present and e-commerce acquiring proposition for a B2B contract. The role drives growth, innovation and commercial performance across card-present and online channels.

The position is remote, 12 months, full-time, with an ASAP start. The ideal candidate has 5+ years in product management in payments/fintech, strong vendor and partner collaboration, and a data-driven, strategic mindset.

Qualifications

• 5+ years in Product Management with payments/fintech focus.
• Proven track record launching or scaling Card-Present acquiring / POS products and e-commerce acquiring.
• Strong knowledge of CP and CNP acquiring, payment processing, and settlement.
• Experience with payment processors, POS vendors, gateways, acquirers, or card schemes.
• Understanding of acquiring economics: merchant pricing, interchange, scheme fees, processor costs, profitability.
• Experience with Visa, Mastercard, AMEX, Apple Pay, Google Pay.
• Knowledge of regulations in payment and acquiring products.
• Strong analytical, commercial, and strategic mindset; data-driven decisions.
• Excellent communication and leadership; ability to influence senior stakeholders.
• Proficiency in English (spoken and written).
• Open Banking / A2A payments experience is a plus.

Responsibilities

• Own product strategy for Card-Present and e-commerce acquiring.
• Lead development and scaling of POS and e-commerce acquiring propositions.
• Monitor market trends and customer needs; respond to competitors.
• Own planning, development, testing, launch, and optimization.
• Drive pricing, costs, and profitability for acquiring.
• Lead cross-functional teams; make product decisions and liaise with partners.
• Establish scalable business processes and handover to teams.

Skills

Payments domain expertise

Fintech/Banking experience

Card-present acquiring

POS acquiring

E-commerce acquiring

Data-driven decision making

Leadership & stakeholder management

Strategic thinking

English proficiency

Regulatory compliance knowledge

Tools

SQL

Jira

Confluence

Job description

Role Overview:

Ourclient is looking for a Senior Product Manager – Payments & Acquiring under a B2B (business-to-business) contract to own and shape its Card Acquiring proposition across card-present and e-commerce payments, driving product growth, innovation, and commercial performance.

Project:

Fintech

Location:

ES

Start Date:

ASAP

Duration:

12 months, remote, full time

Language:

English

Hourly rate:

35-50 EUR

Key Responsibilities:

• Own and execute the product strategy for Card-Present and e-commerce acquiring, aligned with business objectives and market opportunities.
• Lead the development and scaling of POS and e-commerce acquiring propositions, including unattended POS use cases where relevant.
• Actively monitor market trends, analyze customer needs, identify opportunities, and respond to competitor activities.
• Own product and feature planning, development, testing, launch, and continuous optimization.
• Drive acquiring economics and commercial performance, including merchant pricing, interchange, scheme fees, processor costs, and profitability.
• Lead cross-functional teams and make product decisions, challenge technical solutions, and represent the product with external partners.
• Establish scalable business processes and ensure effective handover to responsible teams.

Must-Have Requirements:

• 5+ years of Product Management experience, with significant experience in payments, fintech, banking, or financial services.
• Proven experience launching, developing, or scaling Card-Present acquiring / POS products, combined with strong e-commerce acquiring experience.
• Strong understanding of CP and CNP acquiring, payment processing, authorization, settlement, and the broader card-payment ecosystem.
• Experience working with payment processors, POS terminal vendors, gateways, acquirers, acquiring banks, or card schemes.
• Strong understanding of acquiring economics, including merchant pricing, interchange, scheme fees, processor costs, and acquiring profitability.
• Experience with Visa, Mastercard, AMEX, Apple Pay, and Google Pay.
• Knowledge of legislation, standards, and regulatory requirements applicable to payment and acquiring products.
• Strong analytical, commercial, and strategic mindset, with the ability to make data-driven product decisions.
• Strong communication, stakeholder-management, and leadership skills, with the ability to influence technical, commercial, and senior stakeholders.
• Proficiency in English (spoken and written).
• Experience with Open Banking / A2A payments is a strong advantage.
• Experience with SQL, databases, SDLC, Jira, and Confluence is an advantage, but not a core requirement.