Senior Product Manager - Cards Payments Optimization

dLocal; Madrid; Híbrido; EUR 70.000 - 90.000; Jornada completa

Descripción de la vacante

A leading fintech company in Madrid is seeking a Senior Product Manager to drive their card payments optimization strategy. This role involves launching innovative payment features, collaborating with card networks and merchants, and analyzing transaction data to enhance approval rates. Ideal candidates will have over 7 years in product management and a strong grasp of payment systems, thriving in a remote-first dynamic culture. Competitive salary and flexible work arrangements are offered.

Servicios

Flexible schedules

Premium Coursera subscription

Free language classes

Social budget

Work from anywhere

Formación

• 7+ years of product management experience in payments, fintech, or related fields.
• Deep understanding of card payment flows, including authorization and settlement.
• Strong analytical skills with experience using data tools to drive decisions.

Responsabilidades

• Own the vision, strategy, and roadmap for card payments optimization.
• Launch and scale high-impact card payment features.
• Collaborate with engineering, data, and merchant-facing teams.

Conocimientos

Product management experience in payments

Understanding of card payment flows

Track record of delivering measurable improvements

Strong analytical skills

Relationship management skills

Ability to prioritize and deliver changes

Herramientas

SQL

BI platforms

Descripción del empleo

Why should you join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets. By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

About dLocal

dLocal powers payments in emerging markets, helping global companies collect and send funds using local rails.

Role Overview

We’re looking for a Senior Product Manager to lead Dlocal’s Card Payments Optimization strategy. Your mission: maximize approval rates and overall performance of our card payment flows by launching new features, leveraging network capabilities, and delivering innovative solutions that help our merchants convert more transactions. This role is at the intersection of product innovation, data-driven optimization, and deep card payments expertise. You’ll work with card networks, acquirers, and merchants to identify high-impact improvements — from implementing network tokenization to optimizing retry logic — and bring them to market at scale.

What will I be doing?

• Own the vision, strategy, and roadmap for card payments optimization, with a focus on increasing approval rates and transaction success.
• Launch and scale high-impact card payment features such as network tokenization, account updater, optimized routing, and advanced retry logic.
• Partner with card networks (Visa, Mastercard, etc.) and acquirers to leverage the latest capabilities and best practices.
• Collaborate with engineering, data, and merchant-facing teams to design and implement optimizations.
• Conduct in-depth analysis of approval and decline patterns to uncover opportunities for improvement.
• Work closely with merchants to align on optimization strategies and tailor solutions to their markets and business models.
• Design experiments, A / B tests, and rollout plans to validate performance improvements before scaling.
• Monitor competitive trends and regulatory changes impacting card payments in emerging markets.

What skills do I need?

• 7+ years of product management experience in payments, fintech, or related fields.
• Deep understanding of card payment flows, including authorization, settlement, and network capabilities.
• Track record of delivering measurable improvements in card payment performance.
• Strong analytical skills with experience using data tools (, SQL, BI platforms) to drive decisions.
• Excellent relationship management skills with external partners such as card networks and acquirers.
• Proven ability to prioritize and deliver high-impact product changes in fast-paced environments.

What do we offer?

Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:

• Remote work: work from anywhere or one of our offices around the globe!
• Flexibility: we have flexible schedules and we are driven by performance.
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
• Learning & development: get access to a Premium Coursera subscription.
• Language classes: we provide free English, Spanish, or Portuguese classes.
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!

For people based in Montevideo (Uruguay) applying to non-IT roles, 55% monthly attendance to the office is required.

What happens after you apply?

Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process! Also, you can check out our,,, and for more about dLocal!