Senior Credit Rating Analyst | German-speaking | Madrid

Ethikos; Madrid; Hybrid; EUR 70,000 - 90,000; Full time

Job summary

Ethikos 3.0 in Madrid seeks a Senior Credit Rating Analyst with strong German and English skills to analyse European SMEs and mid-caps and contribute to rating decisions.

You will prepare credit rating reports, monitor changes in credit profiles, and participate in the Rating Committee, with eight years of relevant experience and a degree in Business Administration or Economics.

Qualifications

• Eight years of relevant company-analysis experience, or six years with a relevant master's degree or CFA qualification.
• Experience analysing European companies, especially SMEs and mid-caps, with focus on Eastern European markets.
• Degree in Business Administration, Economics or equivalent.

Responsibilities

• Prepare credit rating reports and solvency analyses, combining financial and qualitative assessment.
• Monitor rated companies and assess changes in their credit profile.
• Participate in the Rating Committee.
• Contribute to development and improvement of analytical tools and processes.

Skills

English C1+

German proficiency

Analytical thinking

Proactive

Financial analysis

Education

Business Administration or Economics degree

Job description

Bring your judgement to the companies behind Europe’s economy.

At Ethikos, we are looking for a Senior Credit Rating Analyst with strong German and English skills for a specialist European rating agency based in Madrid. You will combine rigorous financial analysis with an understanding of how businesses operate, focusing on European SMEs and mid-caps.

This is a role for someone who enjoys forming an independent, well-supported view of a company, explaining the reasoning behind it and contributing to rating decisions. Alongside your analytical work, you will help improve the tools and processes the team uses.

What you will do

• Prepare credit rating reports and solvency analyses, combining financial and qualitative assessment.

• Monitor rated companies and assess changes in their credit profile.

• Participate in the Rating Committee.

• Contribute to the development and improvement of analytical tools and processes.

What you bring

• Around eight years of relevant company-analysis experience, or around six years complemented by a relevant master’s degree or CFA qualification.

• Experience analysing European companies, particularly SMEs and mid-caps, with a strong focus on Eastern European markets.

• A degree in Business Administration, Economics or an equivalent qualification.

• English at C1 level or above and German at full professional or bilingual proficiency.

• Strong technical and qualitative analytical judgement, initiative and a proactive approach.

• Knowledge of an Eastern European language would be an advantage. Spanish is not required.

Why explore this opportunity?

• Develop your credit rating expertise in an agency specialising in SMEs and mid-caps.

• Work in an international context, with exposure to European businesses and participation in rating committees.

• Access training and professional development opportunities in a technology-focused environment.

• Join a B-Corp environment with strong corporate values.

• Make a practical contribution to the quality of credit analysis and the tools behind it.

Location and working arrangement

The role is based in Madrid. Daily attendance at the Madrid office is required during the first six months. After that initial period, the role is hybrid, with two days per week in the office.

At Ethikos, we are committed to a fair, inclusive selection process. We assess each application on relevant skills, experience, potential and values, regardless of ethnic background, gender, sexual orientation, religion or disability.