Risk Manager

Evotym; España; On-site; EUR 80,000 - 110,000; Full time

Benefits offered by this job

Relocation support to Cyprus

International environment

Professional growth on fintech project

Job summary

Evotym is seeking a Risk Manager to strengthen financial and operational risk management across its international payments business. The role focuses on safeguarding funds, managing foreign exchange exposure, assessing counterparty resilience, and supporting compliance across Europe and Asia.

You will monitor balances with banks and PSPs, manage FX risk, assess counterparties, and adapt policies to PSD2/PSD3 and Asian regulatory standards.

Qualifications

• 3+ years of risk management experience in fintech, EMI, payment institution or bank with cross-border acquiring.
• Knowledge of card schemes (Visa, Mastercard, UnionPay) and cross-border clearing.
• Familiarity with PSD2/PSD3 and Asian risk standards; strong regulatory awareness.
• Proficient Excel and SQL; AI tools are a plus.
• Upper-intermediate/advanced English; fluent Russian.

Responsibilities

• Monitor balances with banks, PSPs and other providers.
• Manage FX risk across multi-currency settlements Europe–Asia.
• Assess counterparty financial resilience, including banks and merchants.
• Adapt risk policies to PSD2/PSD3 and Asian regulators' expectations.
• Prepare reports on losses and resilience for senior management.

Skills

Risk management

Fintech domain knowledge

English (advanced)

Russian language

Tools

Excel

SQL

AI tools

Job description

About the Client

An international payment services provider supporting complex cross-border payment flows for businesses.

Role Overview

Our client is looking for a Risk Manager to strengthen financial and operational risk management across its international payments business. The role will focus on safeguarding funds, managing foreign exchange exposure, assessing counterparty resilience, and supporting compliance across European and Asian markets.

Key Responsibilities

• Monitor balances held with banks, payment service providers (PSPs), and other third-party providers.

• Manage foreign exchange risk by minimising losses on multi-currency conversions and settlements between Europe and Asia.

• Assess the financial stability of counterparties, including banks, payment gateway providers, and major merchants.

• Adapt risk management policies to meet PSD2 and PSD3 requirements and the expectations of local Asian regulators, including MAS in Singapore and HKMA in Hong Kong.

• Prepare regular reports on operational losses and financial resilience for senior management.

Requirements

• At least 3 years of risk management experience at a fintech, electronic money institution (EMI), payment institution, or bank with cross-border acquiring operations.

• In-depth knowledge of card schemes such as Visa, Mastercard, and UnionPay; alternative payment methods (APMs); and cross-border clearing.

• Familiarity with European regulatory frameworks, including the EBA Guidelines on ICT and security risk management, and Asian risk management standards for payment systems.

• Strong Excel and SQL skills. Experience using AI tools is an advantage.

• Upper-intermediate or advanced English for working with international partners and regulators.

• Fluency in Russian.

What We Offer

• An international environment at the intersection of European and Asian markets.

• Professional growth on a large-scale fintech project.

• Relocation support to Cyprus.

• A competitive salary aligned with experience.