Remote Insurance Underwriter - General Liability

Placements24; O Mente; Remote; EUR 50,000 - 75,000; Full time

Job summary

Placements24 is seeking a skilled Remote Insurance Underwriter specializing in General Liability. You will assess applications, set terms and pricing, and underwrite new business and renewals from a home office environment.

The role requires strong risk assessment, decision making, and excellent communication in a virtual setting. Applicants should have at least 5 years in underwriting with a focus on General Liability and may hold ACII/CIP designations.

Qualifications

• Minimum of 5 years in underwriting with a significant General Liability focus.
• Strong knowledge of policy structures, risk assessment, and decision making.
• Excellent communication and negotiation skills for a virtual environment.
• Proficiency with underwriting software and standard office tools.
• Tertiary qualification or professional designations (ACII/CIP) are advantageous.

Responsibilities

• Analyze applications and docs to assess risks in general liability.
• Set terms, pricing, and coverage based on risk assessment.
• Underwrite new business and renewals per guidelines and authority.
• Collaborate with brokers to gather information and provide decisions.
• Maintain understanding of products, market trends, and exposures.
• Monitor performance of assigned book and identify improvements.
• Ensure regulatory and internal policy compliance.
• Provide underwriting support and guidance to less experienced teammates.
• Contribute to development of underwriting tools and processes.

Skills

General Liability

Remote Work

Decision Making

Communication Skills

Analytical Thinking

Education

ACII/CIP designation

Tools

Underwriting software

Office tools

Job description

Our client, a national insurance provider known for its innovative approach, is actively seeking a skilled Remote Insurance Underwriter specializing in General Liability. This position offers a unique opportunity to work entirely from home, contributing to our client's success from anywhere in South Africa. The Underwriter will be responsible for assessing, evaluating, and accepting or rejecting insurance risks within the general liability domain, ensuring profitability and adherence to company guidelines. This role requires a sharp analytical mind, excellent decision-making capabilities, and a strong understanding of risk management principles. Join a forward-thinking company that embraces remote work and values expertise in underwriting.

Key Responsibilities

• Analyze applications and supporting documentation to assess risks associated with general liability insurance.
• Determine appropriate policy terms, conditions, pricing, and coverage limits based on risk assessment.
• Underwrite new business submissions and renewals in accordance with company underwriting guidelines and authority levels.
• Collaborate with brokers and agents to gather necessary information and provide underwriting decisions.
• Maintain a thorough understanding of general liability insurance products, market trends, and legal exposures.
• Monitor the performance of assigned book of business, identifying potential areas for improvement or concern.
• Ensure compliance with all relevant regulatory requirements and internal policies.
• Provide technical underwriting support and guidance to less experienced team members.
• Contribute to the development and refinement of underwriting tools and processes.

Requirements

• Minimum of 5 years of underwriting experience, with a significant focus on General Liability insurance.
• In-depth knowledge of general liability principles, policy structures, and risk assessment techniques.
• Proven ability to make sound underwriting decisions independently.
• Strong analytical, critical thinking, and problem-solving skills.
• Excellent communication and negotiation skills, effective in a virtual environment.
• Proficiency in using underwriting software and standard office productivity tools.
• Ability to work autonomously and manage time effectively in a completely remote work setting.
• Relevant tertiary qualification or professional insurance designations (e.g., ACII, CIP) are highly advantageous.
• Must have a reliable internet connection and a suitable home office setup.

Benefits

As a fully remote position, this role offers unparalleled flexibility and work-life balance. Our client provides a competitive salary, performance-based bonuses, and a comprehensive benefits package, including medical aid and a retirement fund. Opportunities for continuous professional development and training in the latest underwriting practices are available. Join a dynamic and modern insurance company that champions remote work and offers a challenging and rewarding career path for experienced underwriters.