Remote BNPL Risk & Analytics Specialist

Tabby | تابي; Barcelona; Remote; EUR 52,000 - 76,000; Full time

Job summary

Tabby is seeking a Risk Analyst to shape and execute credit and fraud risk strategies across BNPL products. You will work with large datasets to identify trends, monitor portfolio performance, and support decisions balancing growth and risk. This is a hands-on, cross-functional role collaborating with data, product, and finance teams.

Join a fast-growing fintech with fully remote work in Spain, flexible hours, and the opportunity to influence risk models and policy across multiple markets.

Qualifications

• 2–4 years of experience in credit risk or fraud analytics.
• Strong analytical skills with SQL, Python or similar tools.
• Understanding of consumer lending/fintech risk models.
• Ability to work independently in a fast-growing environment.
• Clear communication and business mindset.

Responsibilities

• Analyze credit and fraud risk performance across customer segments and products.
• Develop and optimize risk strategies to improve approval rates and reduce losses.
• Monitor risk indicators and portfolio trends; present insights to leadership.
• Contribute to design and rollout of new risk models and policies.
• Collaborate with cross-functional teams to support launches in new markets.
• Drive automation and efficiency in risk operations and reporting.

Skills

Credit risk

Fraud analytics

SQL

Python

Job description

Tabby is seeking a Risk Analyst to shape and execute credit and fraud risk strategies across BNPL products. You will work with large datasets to identify trends, monitor portfolio performance, and support decisions balancing growth and risk. This is a hands-on, cross-functional role collaborating with data, product, and finance teams.

Join a fast-growing fintech with fully remote work in Spain, flexible hours, and the opportunity to influence risk models and policy across multiple markets.