Junior Loan Manager / Junior Credit Risk Manager (m/f/d)

Deutsche Pfandbriefbank AG; Madrid; Presencial; EUR 40.000 - 55.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Team-oriented environment

Performance recognition

Work-life balance focus

Descripción de la vacante

Deutsche Pfandbriefbank AG in Madrid is seeking a Junior Loan Manager/Credit Risk Manager to join their Loan Management team. The role involves preparing loan applications, conducting cash flow analyses, and managing client relationships.

The ideal candidate will possess a relevant university degree, initial credit risk management experience, and fluency in English. The bank values teamwork and offers a supportive environment that recognizes performance.

Formación

• Completed university degree in business administration, economics, real estate management, or comparable knowledge.
• Initial experience in credit risk management in real estate or investment banking.
• Basic knowledge of relevant real estate markets.

Responsabilidades

• Prepare loan applications and conduct cash flow analyses.
• Act as a contact for clients and manage relationships.
• Participate in disbursement processes and risk monitoring.

Conocimientos

Communication skills

Credit risk management

Financial structures knowledge

MS Office

English fluency

Educación

University degree in business administration, economics or real estate management

Herramientas

SAP

Descripción del empleo

#dedicatedtorealestate

The pbb Deutsche Pfandbriefbank is a leading specialist bank for financing investments in commercial real estate in Europe. We have more than 800 colleagues from 45 different nations who as a whole make an important contribution to society: They structure loans – even across national borders and help the real estate industry in becoming greener and more sustainable.

We actively support the transition to a net‑zero real‑estate sector by offering green loans for climate‑efficient properties and guiding clients through sustainable transformations. Our goal is to significantly contribute to climate targets through innovative products and expert consulting.

In this mission, we are searching for our business area Loan Management in Madrid an employee with immediate effect as

Junior Loan Manager / Credit Risk Manager (m/f/d)

Your tasks

• You prepare loan applications from a market perspective related to loan portfolios across our European target markets. You conduct in-depth cash flow analyses and ratings, ensuring every deal aligns with the bank’s credit risk strategy.
• Together with our Originators and Senior Loan Managers, you act as a contact for our clients. You support in managing relationships for both new business opportunities and our existing international portfolio.
• The participation in CP, CS, ICP, and disbursement processes, as well as the structuring and monitoring of collateralization is also part of the role.
• You perform ongoing risk and portfolio monitoring to ensure long‑term stability and maintain and ensure the quality of all relevant process data within our systems.
• In addition to your operational tasks, you support in strategic projects and cross‑functional initiatives.

Your skills

• Completed university degree in business administration, economics, real estate management, or comparable knowledge acquired through practical experience (e.g., banking apprenticeship, banking specialist)
• Initial experience in credit risk management, preferably in the areas of real estate, corporate finance, structured finance, or investment banking
• Basic knowledge of the relevant real estate markets
• Basic knowledge of complex financial structures and risk management
• Knowledge of MS Office and basic knowledge of databases (SAP)
• Fluent English skills; additional skills in another European language are an advantage
• Project experience is an advantage

Benefits

What else are we looking for? We look forward to team players with strong communication skills who tackle life with an open attitude and look forward to further developing with us. We offer an environment in which performance is seen and rewarded, family and free time are not neglected and real teamwork is valued.

We are now looking forward to your application in English language. As soon as we have received your documents, we will contact you to discuss the next steps.