Global Wallet Compliance Leader

Ria Money Transfer; Alcobendas; On-site; EUR 110,000 - 140,000; Full time

Job summary

Ria Money Transfer is building a digital wallet and seeking a Compliance Officer, Wallets. You will own the global compliance programme, serving as the SME on wallet operations and cross-border regulatory matters, while partnering with product and engineering to embed controls from day zero.

You will lead the deployment of financial crime tooling, interact with regulators, and drive licensing efforts across multiple jurisdictions, reporting to senior leadership.

Qualifications

• 7+ years in AML/CTF, e-money, or fintech payments compliance.
• Deep technical understanding of how digital wallets work end to end.
• Real global regulatory range with regulators across regions.
• Builder's instinct: launched or scaled wallet, e-money, or payments product.
• Fluency with the financial crime tech stack (TM, sanctions, KYC/EDD).
• Clear, direct communication with regulators and stakeholders.
• Fluent in English and Spanish.

Responsibilities

• Own the global compliance programme for the wallet across markets.
• Be the group SME on wallet mechanics: funding, stored value, tokenisation, interoperability, payouts, cross-border flows.
• Partner with product from day zero to embed controls in features and markets.
• Lead deployment, calibration, and tuning of financial crime tooling (TM, sanctions, KYC/EDD).
• Act as a key compliance voice in regulator relationships and licensing workstreams.

Skills

AML/CTF experience

Wallets knowledge

Regulatory engagement

Builder's instinct

Communication

KYC/EDD familiarity

Tools

TM systems

Sanctions screening

KYC/EDD platforms

Job description

Ria Money Transfer is building a digital wallet and seeking a Compliance Officer, Wallets. You will own the global compliance programme, serving as the SME on wallet operations and cross-border regulatory matters, while partnering with product and engineering to embed controls from day zero.

You will lead the deployment of financial crime tooling, interact with regulators, and drive licensing efforts across multiple jurisdictions, reporting to senior leadership.