Credit Risk Strategist: Portfolio Growth & Decisioning

Scalapay S.R.L.; Barcelona; Presencial; EUR 32.000 - 44.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary

Descripción de la vacante

Scalapay S.R.L. in Barcelona is seeking a Credit Risk Analyst to own decisions across a growing consumer portfolio in multiple European markets. You will collaborate with CRO, Data Science, Data Engineering and Commercial teams to craft risk strategies and measurements from day one.

The role requires 4+ years in analytics, strong SQL and Python skills, and fluency in English. You will work in a fast-moving fintech environment with ownership over portfolio decisions and monitoring, in Barcelona.

Formación

• 4+ years in an analytical role driving decisions.
• Strong SQL with complex joins and window functions.
• Proficiency in Python and pandas for analysis.
• Proactivity and curiosity in a technical domain.
• Clear communication to diverse audiences.

Responsabilidades

• Define and steer credit strategy across the consumer portfolio and merchants.
• Make credit decisions from analysis to production with rules and thresholds.
• Build monitoring to track risk-adjusted profitability and portfolio performance.
• Collaborate with Data Science, Data Engineering and Fraud teams.

Conocimientos

SQL

Python

Analytical mindset

Communication

English fluency

Educación

Engineering/Physics/CS/Math or similar quantitative degree

Herramientas

Git

CI/CD

dbt

Descripción del empleo

Scalapay S.R.L. in Barcelona is seeking a Credit Risk Analyst to own decisions across a growing consumer portfolio in multiple European markets. You will collaborate with CRO, Data Science, Data Engineering and Commercial teams to craft risk strategies and measurements from day one.

The role requires 4+ years in analytics, strong SQL and Python skills, and fluency in English. You will work in a fast-moving fintech environment with ownership over portfolio decisions and monitoring, in Barcelona.