API‑First Card Platform: Technical Business Analyst

DKB Code Factory GmbH; Valencia; On-site; EUR 45,000 - 65,000; Full time

Job summary

DKB Code Factory GmbH in Valencia, Spain is seeking a Technical Business Analyst to translate strategic business goals into API-first card capabilities and implementation‑ready requirements. You will work with Product, Engineering and Architecture to accelerate time‑to‑market, boost card engagement and improve customer retention.

You will collaborate with cross‑functional teams to analyze API contracts, model card processes and lead backlog refinement, while applying responsible AI to enhance

Qualifications

• 3–7+ years experience as a Business Analyst, Technical Business Analyst or similar role within product delivery teams.
• Proven experience working in Agile software teams and supporting Product Owners through backlog refinement.
• Strong skills in requirements elicitation, user story writing and producing implementation‑ready acceptance criteria.
• Solid understanding of API‑first development, REST APIs and OpenAPI specifications; proven experience analysing payloads and integration flows.
• Experience collaborating with Software Architects and Backend Engineers in integration‑heavy environments.
• Experience modelling business processes and system interactions.
• Fluent English; Spanish is a strong advantage.
• Experience in Payments, Cards or Financial Services is a strong advantage.

Responsibilities

• Translate strategic product goals into clear, implementation‑ready user stories, functional specifications and testable acceptance criteria.
• Analyse API contracts, JSON payloads and integration patterns to ensure technical feasibility and reliable cross‑service behaviour.
• Model As‑Is and To‑Be card processes and system interactions to inform design decisions and reduce delivery ambiguity.
• Lead backlog refinement and pre‑grooming sessions to improve sprint readiness and reduce clarification cycles during implementation.
• Identify technical dependencies, regulatory constraints and integration risks early; coordinate mitigation with Architects and Compliance.
• Create reusable analysis artefacts, API guidance and patterns to be adopted across teams for consistent, scalable delivery.
• Apply AI responsibly to speed up drafting, validation and coverage of requirements while ensuring human oversight and governance.

Skills

Requirements elicitation

User story writing

Backlog refinement

Agile collaboration

API-first development

Tools

OpenAPI specifications

REST APIs

Job description

DKB Code Factory GmbH in Valencia, Spain is seeking a Technical Business Analyst to translate strategic business goals into API-first card capabilities and implementation‑ready requirements. You will work with Product, Engineering and Architecture to accelerate time‑to‑market, boost card engagement and improve customer retention.

You will collaborate with cross‑functional teams to analyze API contracts, model card processes and lead backlog refinement, while applying responsible AI to enhance