Product Owner

spektr; København; On-site; DKK 900,000 - 1,200,000; Full time

Job summary

spektr is seeking a Product Owner to build compliance workflows used by banks and payment companies across 15+ countries. You’ll drive onboarding, monitoring, and investigations where AI agents handle routine tasks, enabling analysts to focus on decisions.

You will collaborate with engineering in Copenhagen and Iași, prototype quickly, and test with real users to ensure the product scales in a regulated environment while staying configurable for future customers.

Qualifications

• Owned product on a B2B platform or fintech experience is a plus.
• Experience testing with real users and iterating based on feedback.
• Strong UX instincts and ability to simplify complex workflows.
• Excellent collaboration with engineers and designers in a regulated context.

Responsibilities

• Prototype fast and test with real users, often with AI tools.
• Explore multiple solutions and choose the best user experience.
• Shape the product experience with designers to simplify compliance workflows.
• Define how far AI can automate, keeping explainability and human review where needed.
• Turn customer requests into platform capabilities while staying scalable across customers.
• Coordinate with engineering across Copenhagen and Iași to keep momentum.
• Learn from field data and feedback to drive continuous improvements.

Skills

Product ownership

AI prototyping

Prototype fast

Platform thinking

Customer empathy

Tools

AI prototyping tools

Job description

WHY SPEKTR

At spektr, we are on a mission to automate the world’s most complex compliance workflows through AI. Founded by the team behind HelloFlow (acquired by Trulioo), spektr is building the infrastructure and AI agents to run compliance at scale.

Compliance, built like product.

Financial services has changed enormously. Much of the technology behind compliance hasn’t. Teams still spend hours on manual checks, disconnected systems slow down launches, and entering a new market can mean rebuilding the same processes all over again.

We’re changing that. spektr gives regulated businesses one platform for onboarding, monitoring and investigations, with configurable workflows and AI agents that do the legwork. Product, Operations and Compliance can move together, with the control they need to grow.

It’s a huge opportunity in an industry that has moved slowly for too long. We’ve built a product we’re proud to put in front of the most demanding customers. Now we’re looking for people who want to help get it into their hands.

$26M raised, including a $20M Series A led by NEA, with backing from Northzone, Seedcamp and PreSeed Ventures.

Customers worth getting excited about. We work with businesses including Pleo, Trustly, Nexi and Santander. These are large accounts with complex problems, ambitious teams and plenty of room for us to make a difference.

Three offices: Copenhagen, London and Iași, with customers across more than 15 countries.

THE OPPORTUNITY

We’re hiring a Product Owner to build products that compliance teams at banks and payment companies rely on every day, in more than 15 countries. You’ll work across the core of the spektr platform, from onboarding and monitoring to investigations, where our AI agents are taking on work that used to take analysts hours.

You will shape what compliance looks like when AI agents do most of the work. You’ll prototype, put ideas in front of compliance teams early, and work with engineering and design to ship what holds up in a regulated environment. You’ll do it at a Series A startup that moves fast, with the autonomy to take an idea from a blank page to a product running at banks and payment companies.

This is a chance to help define how compliance gets done, not to digitise the way it’s always been done.

What You Will Be Doing

• Prototype fast and test with real users. Build working prototypes, often with AI tools, and put them in front of compliance and operations teams at banks and payment companies in days rather than months. Keep what works and drop what doesn’t.
• Explore several ways to solve a problem before committing to one, and come back with a clear view on which gives users the best experience, and why.
• Shape the product experience with our designers. Make complex compliance workflows simple to use, so analysts spend their time on decisions, not on the tool.
• Push how far AI can go in compliance. Our customers are regulated institutions, so every automated decision has to be explainable and defensible. You’ll work out what our AI agents can take on, what a human still needs to review, and what it takes for a compliance team to trust the result, then move that line further with each release.
• Turn customer requests into platform capabilities. When a customer asks for something specific, find the version that solves their problem and fits into the existing platform, so it stays configurable and works for the next customer too.
• Work hand in hand with engineering in Copenhagen and Iași. Align on what we’re building and why, agree how it fits the platform’s direction, and make the calls that keep work moving.
• Learn from the field. Work with our implementation team, who sit on site with customers and see every rough edge first, and use what they and our production data show you to decide what to improve.

What We Are Looking For

• You’ve owned product on a B2B platform and can show us what you built, how you tested it with users and what changed as a result. Experience in financial services, fintech or another regulated industry is a plus.
• You build with AI. AI tools are part of how you prototype, research and explore ideas every day, and you have a view on how AI is changing the way products get made.
• Hands-on and fast. You’d rather show a working prototype than describe one, and you’re comfortable putting early work in front of users to learn quickly.
• Strong product and UX instincts. You can take a complex workflow and make it feel simple, and explain why one design works better than another.
• A platform thinker. When a customer asks for something, you look for the solution that fits the existing platform and scales beyond that one customer.
• Technical enough to go deep with engineers. You understand how systems, data and APIs fit together, and engineers want you in the room when decisions get made.
• Opinionated and open. You have a clear view on how things should work, argue for it, and change your mind when users or evidence show you otherwise.
• Close to customers by instinct. You’d rather sit in on a call with a bank’s onboarding team than read a summary of it.

Your route into product might have been through engineering, design, data, solutions architecture or operations. We’re interested in what you’ve built, how you think, and how quickly you learn. Prior compliance experience is a plus but isn’t a requirement.

OUR PROCESS

• Intro call with our Talent team (30 minutes)
• Technical Interview (30 minutes)
• Technical Interview (60 minutes)

spektr is an equal opportunity employer. We welcome applicants regardless of gender, age, ethnicity, religion, disability, sexual orientation or any other characteristic, and we assess every candidate against the same role requirements.