Trainee Data & Infrastructure Development for Know Your Customer (f/m/d) - UniCredit Graduate...

HypoVereinsbank - UniCredit Bank GmbH; München; On-site; EUR 54,000 - 66,000; Full time

Job summary

UniCredit invites applications for a 12-month Trainee Data & Infrastructure Development focused on Know Your Customer (KYC). The program blends data management, process improvement, and regulatory compliance within a global bank.

You will study and contribute across responsible areas, collaborating with multinational teams, and gaining hands-on experience in data governance, reporting, and project management within a graduate framework.

Qualifications

• Final-year or recently graduated (last 2 years) with a BA/MA in Mathematics, IT, Business or related field.
• Experience with ACESS (Access), Python or SQL programming.
• Familiarity with IT systems and implementation methodologies.

Responsibilities

• Contribute to the continuous development of the KYC data/infra team.
• Develop and maintain data management methodologies and reporting solutions.
• Ensure alignment with global policies and KYC regulations.
• Manage projects and report to management.
• Coordinate due diligence processes across units and regions.
• Engage stakeholders across regions and harmonize key processes.
• Support reporting activities and KPI analyses.

Skills

Python

SQL

Data management

KYC

Education

Bachelor's or Master's in Math/IT/Business

Tools

Access

Job description

Trainee Data & Infrastructure Development for Know Your Customer (f/m/d) - UniCredit Graduate Program

General information

Job ID 92045 Area Operations Start Date flexible Contract Permanent Working Time Model Full-time Location(s) München |

The “ UniCredit Graduate Program ” is how you kickstart your career through a stimulating and exciting journey in one of Europe's leading financial institutions.

Our 12-months rotation-based graduate program offers the opportunity to work in forward-thinking, international, and supportive environment where you can learn, grow, and thrive while making an Impact and empowering communities to progress.

Become part of a global and innovative team! Within the framework of the Money Laundering Act and internal group requirements, we check as a central operating unit relevant information on legal entities ("Know Your Customer") and are established as specialist in all aspects of the customer structure. As business partner on an equal footing, we generate significant competitive advantages and prevent potential customer-induced money laundering and terrorist financing. We are therefore a key element to supporting our sales units in customer-growth and -satisfaction, while ensuring that we adhere to the highest KYC- and anti-money laundering standards and protecting the bank from risk and fraud.

Our area offers a wide range of development with different focal points, from the creation of a new customer to the complex and standardized customer-data update, quality management, process- and project-management to the foreign location management. Constantly changing demands and changes on the customer side, in regulation and risk assessment, as well as the constant need for simplification and optimization, require flexibility, innovative- and implementation-strength.

If you are open to change, want to actively shape it and see it as an opportunity, you have come to the right place.

What you can expect from us

During your 12-month trainee program, you will go through all relevant areas of responsibility and facets that the daily work entails and will be prepared:

• for an exciting, multifaceted and challenging working environment in a national and international environment
• Flat management hierarchies and many creative possibilities, in which you can also contribute your own ideas
• An innovative, humorous and diverse team - together we represent over 15 different nationalities

Key responsibilities include

Key responsibilities include:

• Contribute to the continuous development of the department
• Develop and maintain Data Management methodologies well as reporting solutions
• Ensure implementation and adaptation of global policies in line with KYC-related regulations
• Manage projects, including reporting to management
• Coordinate and align due diligence processes across business and functional units
• Engage in stakeholder management across all regions
• Define and align roll out of harmonized key processes
• Support reporting activities
• Prepare and analyze KPI metrics, reporting and escalation

What we expect from you

You will fit in perfectly with us and our culture if you identify with the values of Integrity, Ownership and Caring paired with the Power Skills of an Agile Collaborator, a Passionate Explorer, and a Proactive Entrepreneur.

You also match with the following requirements:

• You are in the final stages of your Bachelor's or Master's degree in Mathematics, Science in IT, Business or similar, or have completed your studies within the last 2 years
• Experience in ACESS and/or PYTHON and/or SQL programming
• Experience with IT systems and implementation methodologies
• Proficiency in MS Office applications
• Analytical skills with attention to detail
• Business communication skills for international collaboration
• First experiences in AML/KYC processes respectively knowledge of regulatory standards
• Project management skills with experience in multinational environments are an extra
• Fluency in German and English

Our offer to you

• ComeAndStay - With us, you will receive a permanent employment contract from day one.
• GrowAndExcel - Within your individually designed and diverse graduate program you will continuously develop. A steep learning curve, comprehensive qualification opportunities, strategic development programs and personal mentoring prepare you for your target position and provide your career with a long-term perspective.
• EnjoyNetworking - Dive into a network full of opportunities and connect with colleagues across all areas and divisions of the bank - even internationally. Become part of our global graduates’ community and uncover the diversity of UniCredit. Your everyday job will be enriched by numerous inspiring local and global events, regular get-togethers, and exciting encounters with management.
• DesignYourWorkingLife - Digitization and flexibility shape our modern working world. Design your work routine the way it suits you best: Whether it's in the office, remote within Germany, or abroad from another EU country. Looking to travel for longer? Take a sabbatical and explore the possibilities of New Work with us.
• LiveOurCulture - We don't just accomplish our work, but experience and shape it together. As a real team, we communicate at eye level #CallMeByMyFirstName, value every opinion and are convinced that success is based on people empowerment.
• ThinkEuropean - We are not only one of the largest financial institutions in Germany, but as part of UniCredit we are also internationally active and successful. With us, you can expect a pan-European company with regional ties as well as stimulating career opportunities in the world's most exciting cities.
• MakeInnovationHappen - FinTechs, Big Data, Bitcoins: Banking is evolving rapidly. Actively shape the digital transformation of one of the most change-driven industries by contributing your fresh perspective and innovative ideas.
• DontStopMoving - Enjoy the flexibility of Wellhub: Across Germany, you have access to a comprehensive network of sports, leisure, and wellness facilities. You also benefit from an international partner network that gives you access to offers around the globe. Since movement represents both health and sustainability for us, we provide you with the opportunity to lease a JobRad on attractive terms and to use the Deutschlandticket under discounted conditions. In this way, we support you in maintaining an active lifestyle while promoting environmentally friendly and cost‑efficient mobility.
• CareNowForLater - Retirement is still so far away for you? Nevertheless, retirement planning is a topic that you should already be dealing with now and that is at least as important as monthly salary payments. We will continue to take care of you in the future and support your financial provision for retirement from day one. In the UniCredit Graduate Program Germany, you can expect an attractive fixed annual base salary from €59,761 gross, based on full-time employment and aligned with your academic degree. Your remuneration is determined in accordance with the provisions of the applicable collective salary agreement for the private banking sector and is based on the following grading:

• Bachelor’s degree: pay group 6/11th professional year
• Master’s degree: pay group 7/11th professional year
• Doctoral degree (PhD): pay group 8/11th professional year

The target salary consists of two components: the annual base salary (as outlined above), paid in 13 monthly installments, and a variable bonus payment. The variable bonus payment is based on one monthly gross base salary and will be adjusted by the company’s success and your individual performance contribution.