Sr. Analyst – SAR / CTR Filing

Pathward, N.A.; Deutschland; Hybrid; EUR 52.000 - 87.000; Vollzeit

Zusammenfassung

Pathward, N.A. is seeking a Senior Analyst, SAR / CTR Filing to expertly draft examiner-ready SAR narratives and file CTRs with FinCEN. You will perform continuing-activity reviews and coordinate with investigations to ensure regulatory compliance.

Ideal candidates have 3–5 years of SAR/CTR experience, strong writing skills, and hands-on FinCEN e-filing capabilities. A CAMS or near-term certification is preferred, with a focus on accuracy and deadlines.

Qualifikationen

• Bachelor's degree preferred; equivalent work experience considered.
• CAMS preferred; if not held, obtain within 12 months of hire.
• 3–5 years of SAR drafting, CTR filing, or BSA/AML investigations experience.
• Hands-on experience with FinCEN BSA E-Filing and case-management systems.
• Working knowledge of SAR/CTR thresholds, continuing-activity requirements, and FinCEN guidance.
• Advanced narrative-writing skills and precision in regulatory filing.
• Strong attention to detail and deadline discipline.
• Knowledge of SAR/CTR requirements and continuing-activity monitoring.
• Working knowledge of Excel data analysis and SharePoint.
• Collaborative and quality-focused orientation.

Aufgaben

• Prepare and e-file SARs and CTRs with FinCEN accurately and within regulatory deadlines.
• Author SAR narratives at examiner-ready standard, applying the OCC five-element documentation baseline and the Knowledgeable Third-Party Standard.
• Perform continuing-activity reviews and file continuing-activity SARs on the 90-day cycle from originally filed reports.
• Validate CTR data, manage exemptions where applicable, and ensure filing completeness and accuracy.
• Maintain filing logs, tracking, and evidence to support audit and examination requests.
• Coordinate with Cases and Complex Investigations on SARs surfaced from investigations and from external/consultant escalations.
• Identify SAR filing trends and continuing-activity patterns; escalates observations to the SAR Lead.

Kenntnisse

SAR drafting

CTR filing

BSA/AML

FinCEN E-Filing

Narrative writing

Regulatory filing

Excel analysis

SharePoint

Ausbildung

Bachelor's degree preferred

Tools

FinCEN E-Filing

Case-management systems

Jobbeschreibung

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™.We area financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our*HUMBLE*HUNGRY*SMARTapproach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

The Senior Analyst, SAR / CTR Filing is a filing specialist responsible for the accurate and timely preparation and e-filing of Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) with FinCEN. Operating within a team, the Senior Analyst drafts examiner-ready SAR narratives, files CTRs, and performs continuing-activity reviews — including identifying continuing-activity reports from originally filed SARs — under the QA of the SAR Lead.

What You Will Do:

• Prepare and e-file SARs and CTRs with FinCEN accurately and within regulatory deadlines.
• Author SAR narratives at examiner-ready standard, applying the OCC five-element documentation baseline and the Knowledgeable Third-Party Standard.
• Perform continuing-activity reviews and file continuing-activity SARs on the 90-day cycle from originally filed reports.
• Validate CTR data, manage exemptions where applicable, and ensure filing completeness and accuracy.
• Maintain filing logs, tracking, and evidence to support audit and examination requests.
• Coordinate with Cases and Complex Investigations on SARs surfaced from investigations and from external/consultant escalations.
• Identify SAR filing trends and continuing-activity patterns; escalates observations to the SAR Lead.

What You Will Need:

• Bachelor's degree preferred; equivalent work experience considered.
• CAMS preferred; if not held, expected to obtain within 12 months of hire.
• 3–5 years of SAR drafting, CTR filing, or BSA/AML investigations experience.
• Hands-on experience with FinCEN BSA E-Filing and case-management systems.
• Working knowledge of SAR/CTR thresholds, continuing-activity requirements, and FinCEN guidance.
• Advanced narrative-writing skills and precision in regulatory filing.
• Strong attention to detail and deadline discipline.
• Knowledge of SAR/CTR requirements and continuing-activity monitoring.
• Working knowledge of Excel data analysis and SharePoint.
• Collaborative and quality-focused orientation.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $60,000 – $100,500

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

Candidate Scam Warning

We encourage you to be cautious of hiring scams that impersonate Pathward. Copy and paste the following URL into your browser to learn more: https://www.pathward.com/about-us/people-culture/careers/