Senior Underwriting Consultant – Life Underwriting – Remote

Embedded Shishya; Deutschland; Remote; EUR 92.409 - 153.986; Vollzeit

Benefits dieser Stelle

Flexible full-time or hybrid telecommu

401(k) with company matching up to 6%

Paid time away and holidays

Community matching

Zusammenfassung

Symetra seeks a Senior Life Underwriting Consultant for our Large Case and High‑Net‑Worth Foreign National Team. You will review complex life applications, assess risks, and deliver optimal offers upfront while partnering with Medical Directors and peers.

Lead educational sessions, mentor colleagues, travel as needed, and contribute to continuous process improvements and customer experience enhancement.

Qualifikationen

• 10–15 years of cumulative, relevant underwriting experience.
• Strong analytical and problem‑solving skills.
• Detail oriented with ability to manage large caseloads and quick turnaround while maintaining mortality standards.
• Strong technical and financial underwriting skills.
• Service‑oriented with commitment to deadlines in a demanding environment.
• Strong interpersonal and written/verbal communication skills.
• Mastery of underwriting principles, medicine, financial underwriting, product offerings and life insurance contract law.
• Ability to travel and make presentations to clients and producers.

Aufgaben

• Deliver thoughtful underwriting decisions.
• Review life applications for high‑net‑worth and foreign national clients.
• Assess medical and non‑medical risk per guidelines to offer best upfront.
• Partner with Medical Directors and leadership on complex cases.
• Collaborate on higher‑limit cases with appropriate governance.
• Meet service expectations with quality and consistency.

Kenntnisse

Analytical skills

Negotiation skills

Ausbildung

College degree preferred

CLU/FALU/FLMI preferred

Jobbeschreibung

About the role

Symetra has an exciting opportunity to join our Life Underwriting Department as a Senior Life Underwriting Consultant for our Large Case and High-Net-Worth Foreign National Team.

What you will do

• Deliver Thoughtful Underwriting Decisions


• Review individual life insurance applications with a focus on high-net-worth and foreign national clients


• Assess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfront


• Partner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases


• Apply your authority responsibly while ensuring appropriate collaboration on higher-limit cases


• Meet service expectations while maintaining quality and consistency

• Build Trusted Relationships


• Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams


• Foster strong relationships that support long-term growth and mutual success


• Share your knowledge through agent and partner education, including leading seminars on underwriting topics


• Represent Symetra with professionalism in both virtual and in-person settings; occasional travel may be required

• Support and Develop Others


• Serve as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility cases


• Contribute to a culture of learning by supporting training, coaching, and knowledge sharing


• Lead educational sessions for agents, BGAs, and underwriting colleagues

• Contribute to Continuous Improvement


• Identify opportunities to enhance underwriting processes and the customer experience


• Participate in team, department, and company initiatives that drive innovation and effectiveness


• Engage with industry events and stay current on trends to help strengthen our underwriting practices

Why Work at Symetra

Here’s what some of our employees have to say about why they work at Symetra:

“Working across different departments at Symetra has been a fantastic experience. What truly stands out is how much the leaders genuinely care about every employee, regardless of role. It’s inspiring to be part of a company so deeply focused on its people and committed to making a positive impact in the community.” - Bill G., Underwriting Consultant

“Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop Loss

What we offer you

Benefits and Perks

• We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.


• Flexible full-time or hybrid telecommuting arrangements


• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%


• Paid time away including vacation and sick time, flex days and ten paid holidays


• Give back to your community and double your impact through our company matching


• Want more details? Check out ourSymetra Benefits Overview

Compensation

Salary Range: $106,400 - $177,300 plus eligibility for annual bonus program

Who You Are

• At least 10-15 years of cumulative, relevant experience


• Proven analytical and problem-solving skills


• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standards


• Strong technical and financial underwriting skills


• Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment


• Strong interpersonal and communication skills (written and verbal)


• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.


• Ability to travel and make presentations to clients and producers.


• Strong negotiation skills.


• CLU, FALU and/or FLMI, or working towards completion of designation is preferred.


• College degree preferred, high school diploma required.

Travel:

Required Training & Professional Development

All newly hired people leaders with direct reports are required to complete a comprehensive leadership development program within their first year. This program includes both virtual and in-person training. The in-person sessions will take place at Symetra’s corporate headquarters in Bellevue, Washington. Symetra covers all travel and accommodation expenses.

Reasonable Accommodations

Symetra is committed to providing equitable access to all job-related responsibilities, including required travel. If reasonable accommodations are needed for travel, Symetra’s HR department will work to provide appropriate solutions in alignment with individual needs and company policies.

We empower inclusion

At Symetra, we aspire to be the most inclusive insurance company in the country. We\'re building a place where every employee feels valued, respected, and has opportunities to contribute.Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.

Creating a world where more people have access to financial freedom

Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we\'re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they\'re buying, and we design products--and operate our company--to stand the test of time. We\'re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.

Work Authorization

Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

Please review Symetra\'s Remote Network Minimum Requirements:

As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees\' internet connection:

• Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC\'s definition of \"broadband.\"


• Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.


• Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.

When applying to jobs at Symetra you\'ll be asked to test your internet speed and confirm that your internet connection meets or exceeds Symetra\'s standard as outlined above.

Identity Verification

Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.

Failure to comply with verification procedures may result in:

• Disqualification from the recruitment process


• Withdrawal of a job offer


• Termination of employment and other criminal and/or civil remedies, if fraud is discovered