Senior Product Manager (Finance and Account Management)

Jobgether; Deutschland; Remote; EUR 90,000 - 140,000; Full time

Benefits offered by this job

Stock options

Wellness stipend

Flexible time off / duvet days

Remote first with UK working hours

Longer vacation policy and mental well

Job summary

Jobgether is seeking a Senior Product Manager (Finance and Account Management) to lead the strategy and roadmap for payments, billing, invoicing, and trust across regions. The role focuses on optimizing payments, reducing costs, and driving revenue while managing account lifecycle and fraud controls.

You will partner cross-functionally with Finance, CX, Sales, Legal, and Engineering to deliver scalable, AI-assisted product solutions that improve conversion, accuracy, and risk management in a

Qualifications

• 7+ years in product management, including fintech/payments in B2B SaaS/eCommerce
• Strong data skills, SQL or equivalent
• Experience with AI in product discovery and PRD workflows
• Excellent written communication and cross-functional collaboration

Responsibilities

• Own strategy and roadmap for Finance and Account Management domains
• Reduce payment costs and optimize multi-currency settlement
• Define pricing, fees, VAT/GST invoicing across regions
• Manage end-to-end account lifecycle including verification and fraud controls
• Collaborate with Finance, Customer Experience, Sales, Legal and Eng from initiation to delivery
• Establish KPIs: GMV costs, payment success, disputes, fraud losses, onboarding conversions

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Product Manager (Finance and Account Management) based in Germany.

In this senior product leadership role, you will shape the strategy and roadmap for finance and account management products within a global eCommerce shipping technology environment. You will lead initiatives spanning payments, billing, invoicing, reconciliation, account lifecycle management, identity verification, and fraud prevention. Working across multiple engineering squads and business functions, you will turn complex financial and operational challenges into scalable product solutions. Your work will directly influence payment efficiency, revenue growth, customer conversion, and risk management. You will use data and AI-powered tools to accelerate discovery, improve decision-making, and deliver measurable outcomes. This is a full-time, remote opportunity for a product leader comfortable collaborating across regions during UK working hours.

Accountabilities

• Own the product strategy and roadmap for two areas: Finance, covering payments, billing, invoicing, fees, and reconciliation; and Account Management, covering account lifecycle, verification, fraud, and risk.
• Reduce payment processing costs by optimizing payment method selection, enabling multi-currency settlement, managing regional payment provider migrations, and addressing payment failures, disputes, and chargebacks.
• Drive revenue and financial accuracy through pricing and fee structures, processing fees, tax and duty adjustments, and compliant VAT/GST invoicing across multiple regions.
• Lead the end-to-end account lifecycle, including registration, verification, user roles, team permissions, account settings, and account closure, balancing a smooth customer experience with effective controls.
• Define and continuously improve fraud prevention and risk management measures across onboarding and payments, working closely with Finance, Customer Experience, and Compliance.
• Collaborate with Finance and Accounting, Customer Experience, Sales, Legal, and Engineering to deliver scalable solutions and serve as the primary product contact for initiatives involving payments and accounts.
• Establish and monitor performance metrics, including transaction costs as a percentage of gross merchandise value (GMV), payment success rates, dispute rates, revenue leakage, fraud losses, onboarding conversion, and account-related support volume.
• Prioritize opportunities across both squads, define minimum viable products (MVPs), deliver quickly, assess results, and iterate based on measurable outcomes.
• Write and review Product Requirements Documents (PRDs) and Opportunity Assessments, clearly documenting trade-offs, edge cases, compliance requirements, and data considerations before engineering implementation.
• Apply AI tools directly to product discovery, analysis, PRD creation, and data accuracy checks while encouraging effective AI adoption across the product team.
• Contribute senior product leadership by raising documentation and decision-making standards, sharing best practices, and mentoring less experienced product managers.

Requirements

• At least 7 years of product management experience, including 3 or more years owning payments, billing, or fintech products in B2B SaaS, marketplace, or eCommerce environments.
• Hands-on experience with payment service providers such as Stripe or Adyen, local payment methods, multi-currency settlements, payment reconciliation, disputes, and chargebacks.
• Knowledge of account and identity management products, including KYC/KYB processes, role-based access control, fraud detection, and risk-scoring tools.
• Understanding of VAT/GST invoicing and revenue accounting fundamentals, with demonstrated experience partnering closely with Finance teams.
• A proven ability to improve business performance metrics related to costs, revenue, payment success, and financial losses, supported by quantifiable results.
• Experience managing multiple engineering squads or product roadmaps simultaneously while maintaining strategic focus and execution quality.
• Strong analytical skills and the ability to independently retrieve and interpret data using SQL or equivalent tools.
• Excellent written communication, structured problem-solving, and the confidence to challenge engineering teams, stakeholders, and leadership using evidence and data.
• Practical, demonstrable experience using AI tools in everyday product management workflows.
• A bachelor's degree in Computer Science, Engineering, Business, Finance, or a related field is preferred.
• The ability to collaborate effectively across functions, balance customer experience with financial and compliance requirements, and make sound decisions in complex environments.

Benefits

• Competitive remuneration and stock units.
• Reimbursement for gym memberships and wellness-related expenses.
• The flexibility to work from anywhere for up to four weeks per year.
• A generous vacation policy, including additional duvet days and mental health days to support rest and well-being.
• A full-time remote working arrangement, with collaboration aligned to UK working hours.
• An inclusive, equal-opportunity recruitment environment focused on professional qualifications, merit, and business needs.