(Senior) Operational Risk Manager (f/m/d)

Meyandy LLC; Berlin; Vor Ort; EUR 70.000 - 110.000; Vollzeit

Zusammenfassung

Raisin, Berlin-based fintech, seeks an Operational Risk Manager to join the Risk Controlling team in shaping the group’s resilience. You will identify, assess, monitor, and report operational risks in line with MaRisk and Basel III as part of the second line of defense.

You will work on risk assessments, incident analysis, and risk indicators, supporting senior management with robust risk reporting and governance controls.

Qualifikationen

• Degree in Business Administration, Finance, Risk Management, Economics, or a related field.
• 3–5 years of experience in operational risk management, internal audit, or risk consulting within banking or financial services.
• Hands-on experience with RCSA, incident management, and risk indicators.
• Solid knowledge of regulatory requirements, including MaRisk and Basel III.
• Experience with risk management systems and tools, including loss database and RCSA tracking.

Aufgaben

• Identify, assess, monitor, and report operational risks in line with internal frameworks and MaRisk / Basel III.
• Perform operational risk identification and assessment, including RCSA, scenario analysis, and loss data handling.
• Follow up on operational risk events and conduct lessons‑learned analyses with business units.
• Provide independent operational risk input to projects and New Product Approval Processes.
• Monitor risk indicators and oversee incident and loss reporting.
• Maintain and enhance the Operational Risk Management Framework in line with MaRisk and Basel III.
• Prepare operational risk reports for senior management and governance committees.

Kenntnisse

Analytical thinking

Structured approach

Regulatory awareness

Ausbildung

Degree in Business Administration, Finance, Risk Management, Economics, or related field

Tools

RCSA tracking

Loss database

Risk management systems

Jobbeschreibung

Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.

Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets frommore than one million investors which have accrued over 5 billion euros in returns.

Team

The Risk Controlling team shapes Raisin Group’s resilience by establishing and maintaining the group-wide risk management framework in line with regulatory standards such as Basel. The team defines risk policies and controls and is responsible for identifying and assessing material risks across the group, including operational, credit, market, and liquidity risk, using methods such as risk assessments, stress testing, and scenario analysis.

In addition, Risk Controlling continuously monitors the group’s risk profile through risk metrics, key risk indicators, and early warning signals. The team prepares risk reporting for senior management and regulatory authorities and supports capital and liquidity adequacy assessments in line with regulatory requirements, ensuring the business model is backed by appropriate risk-bearing capacity and liquidity strength.

Your Responsibilities

The Operational Risk Manager identifies, assesses, monitors, and reports operational risks in line with internal frameworks and regulatory requirements, including MaRisk and Basel III, as part of the second line of defense.

Key responsibilities:

• Perform operational risk identification and assessment, including RCSA, scenario analysis, and loss database management
• Proactively follow up on operational risk events and conduct lessons-learned analyses with business units
• Provide independent operational risk input to projects and New Product Approval Processes
• Monitor risk indicators and oversee incident and loss reporting
• Maintain and enhance the Operational Risk Management Framework in line with MaRisk and Basel III
• Prepare operational risk reports for senior management and governance committees
• Support development of risk appetite and control enhancements

Your Profile

You bring strong analytical capability, sound judgment, and a structured approach to operational risk management in a regulated banking environment.

Key requirements:

• Degree in Business Administration, Finance, Risk Management, Economics, or a related field
• 3–5 years of experience in operational risk management, internal audit, or risk consulting within banking or financial services
• Hands-on experience with RCSA, incident management, and risk indicators
• Solid knowledge of regulatory requirements, including MaRisk and Basel III
• Experience with risk management systems and tools, including loss database and RCSA tracking