(Senior) Operational Enterprise Risk Manager

Unzer; Deutschland; Hybrid; EUR 60.000 - 80.000; Vollzeit

Zusammenfassung

A leading European fintech company is seeking a Senior Operational Enterprise Risk Manager based in Germany. This role involves supporting compliance with regulatory standards, identifying gaps in risk frameworks, and leading risk analyses. Candidates should have over five years of experience in enterprise risk management and strong communication skills in English. This position offers a hybrid work model, with flexibility and various employee benefits.

Leistungen

Work from home up to 60% of the time

Mobility support

Counseling assistance

Pension scheme

15 days of workation within the EU

Flexible working hours

Learning budget of 1000 euros per year

Annual company party and team events

Qualifikationen

• At least 5 years of experience in enterprise risk, risk control, or related fields.
• Ability to interpret complex regulations and communicate effectively with stakeholders.
• Proficiency in English required; German and Danish language skills are a plus.

Aufgaben

• Lead implementation of operational risk framework across all entities.
• Identify and address gaps in the risk framework.
• Conduct risk analyses and evaluate control systems.

Kenntnisse

Comprehensive knowledge of regulatory requirements concerning operational enterprise risk

Proven track record with internal control systems

Excellent understanding of relevant European regulations

More than 5 years of experience in enterprise risk

Proficiency in English

Jobbeschreibung

ABOUT US

Unzer is a leading European fintech company with a mission to simplify international payments for e-commerce and retail businesses. Our brand was formed from 13 companies that now contribute to building a unique product covering the entire payment flow. At Unzer, we are driven by the belief that customers should enjoy a seamless shopping experience, no matter where they choose to shop. We are a team of over 750 experts of 55 different nationalities, dedicated to creating a state‑of‑the‑art unified commerce platform. Our goal is to enable businesses to delight their customers with a seamless payment experience. Whether you're a tech enthusiast, a payment expert, or a dedicated support professional, we are looking for individuals who are passionate about making a difference.

Our offices: We are based across Austria, Denmark, Germany, and Luxembourg, with a HQ in Berlin.

ABOUT THE TEAM

The team safeguards Unzer’s performance and reputation by proactively managing enterprise‑wide operational and financial risks, providing independent oversight, embedding the risk framework, ensuring regulatory compliance, and fostering a strong risk culture - enabling informed decisions and sustainable growth within risk appetite. Unzer lives a customer‑centric organisation, so that the Senior Operational Enterprise Risk Manager is fully aware of who his/her customers are and sets a high standard in striving to have all Operational Enterprise Risk processes, documentations, and ways of working to be customer‑first, pragmatic, and solution‑oriented.

What your work will look like:

• Act as a key subject matter expert on operational enterprise risk topics, supporting and advising teams and individuals while fostering knowledge sharing and advanced problem‑solving within your area of responsibility.
• Lead the effective implementation and integration of the operational risk framework across all Unzer entities in accordance with regulatory standards (EBA, CSSF, MaRisk, DFSA, and other applicable EU regulations), ensuring rigorous compliance throughout the organization.
• Identify, address, and close gaps in the risk framework by proactively designing, proposing, and implementing innovative solutions, changes, or preventive measures for complex or novel risk scenarios.
• Independently assess, review, and continually improve the risk management framework to align with changing regulatory, risk, and control needs.
• Take ownership of developing, updating, and maintaining risk policies, guidelines, and related documentation.
• Lead and conduct comprehensive risk analyses; evaluate the effectiveness of existing control systems, identify opportunities for improvement, and communicate findings and recommendations to multiple stakeholders.
• Prepare for and support both internal and external audits, including regulatory audits, to ensure robust coordination and full compliance across all teams.
• Design, implement, and monitor risk awareness training programs, promoting a proactive and accountable risk culture throughout the organization.
• Support junior team members to foster and improve the knowledge within the team.
• Collaborate independently with Group Risk Control functions on projects, tasks, and various enterprise risk‑related initiatives.

What you need to be successful in this role:

• Comprehensive knowledge of regulatory requirements concerning operational enterprise risk.
• Proven track record with internal control systems and enterprise risk management frameworks, and a solid understanding of payment/financial services and/or acquiring business operations is considered an advantage.
• Exposure to and possessing an excellent understanding of relevant European regulations, with emphasis on German, Luxembourg, and/or Danish requirements.
• More than 5 years of experience in the fields of enterprise risk, risk control, risk management, audit, or consulting.
• Ability to interpret regulations and clearly present conclusions and plans to a range of stakeholders, both orally and in writing.
• Proficiency in English, with strong verbal and written communication skills; German, and/or Danish is a huge plus.

Please note that we will not sponsor your visa or relocation, and you must have a valid work permit to be eligible for this position.

What's next ?

• Does it sound exciting? - Apply with your CV in English. Please don't shy away if you don't meet all the requirements! We’re looking forward to meeting you.
• The interview process includes a call with a 30 min call with Talent Acquisition Manager, a 60‑minute Hiring Manager Interview, a 45‑minute team interview, and a 30‑minute call with our leaders.

WHAT'S IN THERE FOR YOU :

• Work from home up to 60% of the time. We want you to keep your work‑life balance.
• Mobility support, whether you choose Swapfiets, Jobrad, or a Deutschlandticket - we’ve got you covered.
• Explore counseling assistance, be it for professional or personal matters, through our associated platform.
• Pension scheme, we want to give back and help you secure your future.
• 15 days a year of workation from your desired destination within the EU.
• Flexible working hours – helping you balance work and life.
• Learning budget of 1000 euros per year – you can develop your passions with us.
• Enjoy some fun moments with your coworkers – we throw a company party once a year and host several team events!

*Unzer is an equal employment opportunities workplace, and we commit to hiring regardless of race, sex, gender identification, sexual orientation, national origin, native language, religion, age, disability, marital status, citizenship, genetic information, pregnancy, or any other characteristic protected by law. Please refrain from including your picture and age with the application.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.