Senior Finance Manager (f/m/x)

Creandum; Berlin; Hybrid; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work

Career development

Learning budget

Deutschlandticket

Beatvest discount

Team events

Job summary

lemon.markets is seeking a Senior Finance Manager to lead and scale the Finance function in Europe, collaborating with Risk, Product, and Compliance to ensure long-term operational excellence and scalable processes.

You will own accounting, regulatory reporting, and planning while partnering with auditors and the management team to drive a compliant, growth-focused financial agenda.

Qualifications

• Five+ years in a finance function at a bank, FinTech, or other regulated institution, or with a Big Four or other leading audit firm.
• Strong knowledge of German GAAP (HGB), including RechKredV or RechVersV; IFRS knowledge is a plus.
• Proficient in Excel; financial modelling is a plus.
• Experience in regulated finance environments; exposure to IFR or CRR valuable.
• Hands-on, ownership-driven approach to shaping the function.
• Fluency in German or ability to work in a German-speaking regulatory environment.

Responsibilities

• Manage and optimize Finance processes, especially within Accounting, but also Regulatory Reporting or Planning and Controlling.
• Collaborate with the VP of Finance on strategic projects and scalable workflows.
• Serve as point of contact for external auditors and ensure timely, high-quality documentation.
• Work with the Management Team to build and refine the annual financial plan and timelines.
• Support product work by defining functional requirements and test concepts; document implications.
• Foster knowledge-sharing with Product Development, bridging finance and innovation for strategic product advances.

Skills

Finance

Regulated finance

Excel

IFRS knowledge

Regulatory reporting

Education

Finance-related degree

Tools

Financial modelling

Job description

About lemon.markets

We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses. By empowering FinTechs, banks, and wealth managers to offer investment products, we help create financial well-being for their customers.

lemon.markets is a Brokerage-as-a-Service platform: simple digital access to capital markets through a single API. Our API-first infrastructure abstracts brokerage complexity with a well-documented API, a self-service customer operations portal, and a clear regulatory framework, so partners can launch customer‑centric, compliant products in weeks, not months.

As part of the dwpbank Group, we share a clear goal: we enable anyone to be an investor by making investing in capital markets more accessible. By combining dwpbank’s long‑standing expertise and stability with lemon.markets’ technology‑first mindset and speed, we are building a modern, modular securities services ecosystem. Together, we offer faster time‑to‑market, modular services, and a modern customer experience that helps financial service providers stay competitive and respond more flexibly in a changing market.

Your Mission

Your mission is to be an integral part of building and scaling the Finance function within lemon.markets. As Senior Finance Manager you develop processes and policies as well as support the Product Development team and other functions - becoming the go‑to person for external stakeholders and auditors. You will play an important role in establishing lemon.markets as the go‑to‑provider for launching investment products in Europe.

At lemon.markets we value ownership a lot. Meaning you have a lot of autonomy in shaping your area of responsibility. Your report directly to our VP of Financeand collaborating closely with Risk Management, Product, Compliance, among others, making sure our Finance function is set up for long‑term operational excellence and scalability. This is your opportunity to have an impact, not just on the Finance department, but also on the product, to help launch a compliant investment product.

You will:

• Manage and optimize various Finance processes, especially within Accounting, but also Regulatory Reporting or Planning and Controlling, by leveraging your knowledge and expertise.

• Collaborate closely with the VP of Finance on special and strategic projects, helping transition processes into scalable, best‑in‑class workflows.

• Be a point of contact for our external auditors, ensuring timely delivery of high quality documentation by various teams.

• Work together closely with the Management Team and build, monitor and refine our annual financial plan and timelines.

• Support on product work, defining and documenting functional requirements, establishing test concepts and testing/documentation and associated implications.

• Cultivate a culture of knowledge‑sharing as you work closely with our Product Development team, bridging the gap between finance and innovation for strategic product advancements.

You will be successful in this role if:

• You have a strong background in Finance and regulated financial services. You have at least five years of experience in a finance function at a bank, FinTech, or another regulated institution, or with a Big Four or other leading audit firm. You have strong knowledge of German GAAP under HGB, including RechKredV or RechVersV. Knowledge of IFRS is a plus, as is experience with group accounting and consolidation.

• You are proficient in Excel. You are comfortable using Excel to analyse financial information, prepare reports, and support finance processes. Experience with financial modelling is a plus.

• You understand regulated financial environments. Experience in the regulated finance industry is required, and exposure to regulatory frameworks such as IFR or CRR would be particularly valuable.

• You are willing to support in shaping the function. You are a hands‑on player, willing to put high‑quality processes in place from the beginning while remaining pragmatic with more complex solutions.

• You thrive on ownership. You are intrinsically motivated to deliver value by taking initiative and challenging the status quo.

• Communication and collaboration come naturally to you. You are able to communicate well with diverse audiences and explain requirements and technical topics clearly, while effectively communicating the risks and opportunities you identify.

• You understand what working in a startup or similar lean organisation is like. You can move quickly and focus on what is truly important.

• Growing investing opportunities excites you. Our mission resonates with you because you have worked in the financial sector, such as brokerage or banking, or in the technology sector, such as FinTech or API‑first companies.

• You are fluent in German, or comfortable working in a German‑speaking regulatory environment. Fluency in German is a plus.

How we take care of you:

• Compensation package: We offer you a competitive salary, based on your experience and the value‑add you bring to lemon.markets.

• Flexible working hours: We trust people to choose when they work best and avoid a rigid 9 to 5 mindset. You decide on the rhythm that helps you do your best work, with only shared core hours from 12:00 to 16:00 to support collaboration.

• Hybrid work setup: You can work from anywhere in Germany within a hybrid model. At the same time, in‑person collaboration is a key part of our culture. That being said, individual contributer lemoneers work 4 days or more per month on‑site in our Berlin office, spending quality time together with the team at events, onsites/offsites or over team dinners.

• Grow with us: We take your personal development seriously! You’ll get regular mentorship and stretch opportunities, a clear career development framework with frequent feedback conversations as well as an annual learning budget.

• People & culture: You’ll feel our culture in the small things, like Polaroids from our lemoneers’ first day and our monthly new‑joiner breakfasts. But also in the bigger things, like celebrating the onboarding of new partners or our annual offsites, where the whole company comes together to connect, reflect, and celebrate.

• Perks & benefits: We choose benefits that add actual value. We sponsor a Deutschlandticket for employees on unlimited contracts, plus 50% off on Beatvest - our partner for financial education and investing.

• Workation: Get out of here! At lemon.markets you can work remotely from anywhere in the EU for up to 10 consecutive days at a time, and up to 60 days per year in total.

As an equal opportunity employer, lemon.markets is committed to building an inclusive workplace. The company welcomes people from all different backgrounds, including age, citizenship, ethnic and racial origins, gender identities, individuals with disabilities, marital status, religions and ideologies, and sexual orientations to apply.

You have any questions? Feel free to contact us via [e-mail]