Risk Analyst - Client Underwriting (m/f/d)

Apply now!; Verl; Vor Ort; EUR 65.000 - 90.000; Teilzeit

Zusammenfassung

Riverty is seeking a Risk Analyst - Client Underwriting (m/f/d) for Verl or Berlin with flexible working conditions. Join a team responsible for credit risk management across Europe in the Buy Now Pay Later space.

The role emphasizes data-driven decision engines, collaboration on models, and interaction with BI for improved monitoring and reporting. English fluency is required; German helpful. This is a limited contract with hybrid work options.

Qualifikationen

• Degree in mathematics, statistics or business/economics with a quantitative focus.
• Experience applying methods for credit risk steering (scoring, decision engines, ML) in an international context.
• Profound analytical/technical understanding and experience in creating data analyses (SQL skills required).
• Professional experience in the finance industry.
• Fluent English; German would be a huge benefit.

Aufgaben

• Credit risk management for Buy Now Pay Later products across Europe.
• Analyze portfolios and optimize via customization of business rules on merchant and portfolio level.
• Improve data analysis processes to support product expansion in new areas.
• Collaborate in cross-functional teams working on model changes.
• Support development of risk steering platforms and data provider management.
• Interact with BI experts to improve monitoring and reporting and analytics.

Kenntnisse

SQL skills

English proficiency

Analytical thinking

German helpful

Ausbildung

Mathematics/Statistics/Business/Economics degree

Tools

SQL

Jobbeschreibung

Risk Analyst - Client Underwriting (m/f/d)

Company Description

Everyone’s story matters. Come shape your story with us at Riverty.

But where does that take you?

To one of our 30 hybrid workspaces – designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don’t have to worry about it.

And there’s more. We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech.

Job Description

We are looking for a

Risk Analyst - Client Underwriting (m/f/d) (limited contract)

Join our team at our location in Verl or Berlin – flexible working conditions are available

What will be your challenge:

• Customer credit risk management for our products in the Buy Now Pay Later area across Europe
• Analysis and risk assessment of our consumer portfolios and their ongoing optimization via customization of business rules on merchant and overall portfolio level
• Continuous improvement of underlying data analysis and existing business processes to support our product expansion in new areas
• Collaboration in cross-functional teams working on giant-leap changes in models
• Consulting Key Account Management regarding risk steering measures to maximize customer value
• Supporting the development of our risk steering platforms and the data provider management
• Furthermore, you interact with the BI experts to improve overall monitoring/reporting and the application of advanced analytics

Qualifications

What will help you to succeed in the role:

• Academic educational skills - Degree in mathematics, statistics, or business/economics, preferably with a quantitative focus
• Eager to collect distinct practical knowledge in the application of methods for credit risk steering of consumer portfolios (scoring, decision engines, machine learning) in an international context
• Profound analytical/technical understanding and experience in creating individual data analysis (SQL skills required)
• Professional experience in the finance industry
• You are a team player, flexible and resilient
• You have excellent written and verbal communication skills in English, and German would be a huge benefit

Additional Information

Disclosure requirements pertaining to the collection of your personal data:

Responsible for processing the information provided in your application is the company specified in the job advertisement, with its registered office as indicated. The company processes your data for the purpose of establishing an employment relationship on the basis of Art. 6 (1) b GDPR / Section 26 (1) sentence 1 BDSG.

The retention period for your data is determined by the statutory time limits applicable in the respective country, beginning upon completion of the recruitment process. You can find these here .

You can contact the company’s Data Protection Officer at the above-mentioned postal address.

Further information on data protection and your rights can be found here .

Date: Jul 16, 2026

Work Location: Verl, Germany, 33415

Job Segment: Risk Management, Data Analyst, Underwriter, SQL, Database, Finance, Data, Insurance, Technology