Payment Analyst

Lever, Inc.; Deutschland; Hybrid; EUR 40.000 - 60.000; Vollzeit

Benefits dieser Stelle

Stock options

Performance incentives

Learning budget

Flexible work location

Paid volunteering

International environment

Career development

High-impact role

Autonomy and ownership

Zusammenfassung

Lever, Inc. is seeking a Payment Analyst in Germany to join a newly formed Payment Operations team responsible for end-to-end visibility across the payment funnel.

You will investigate performance across PSPs, identify issues, and translate data into actionable insights for Product, Engineering, Data Science, and Fraud teams. This role offers autonomy to build dashboards, alerts and reporting from the ground up in a fast-moving environment, where best practices are established and applied across

Qualifikationen

• Hands-on understanding of payment funnels and operations including FX, 3DS, tokenization and fraud basics.
• Experience performing root-cause analysis on funnel drops, declines, or performance issues.
• Ability to translate complex data into clear insights for non-technical audiences.
• Strong investigative mindset and initiative to explore issues independently.
• Comfort working in ambiguous, fast-changing environments.
• Nice to have: self-service BI and dashboarding tools.
• Nice to have: strong SQL skills for investigations.
• Nice to have: experience in high-growth or rapidly evolving organizations.
• Nice to have: experience comparing payment performance across multiple PSPs.
• Strong English communication skills; English is the primary language in the team.

Aufgaben

• Take diagnostic ownership of checkout and payment funnel health.
• Lead root-cause investigations into funnel drop-offs and declines.
• Analyze authorization rates, declines, and performance to identify bottlenecks.
• Investigate performance across multiple payment service providers.
• Support funnel reporting for cross-functional stakeholders with clear insights.
• Partner with Product, Engineering, Data Science, and Fraud teams.
• Communicate findings clearly to non-technical stakeholders.
• Build and improve dashboards, alerts, and reporting.
• Develop into a trusted point of contact for payment funnel health.
• Work proactively in evolving environments with practical solutions.

Kenntnisse

Payment funnel analysis

Root-cause analysis

SQL

BI dashboards

Data-driven storytelling

English communication

Investigative mindset

Self-service BI familiarity

PSP comparisons

High-growth experience

Tools

Dashboarding tools

Data visualization tools

Jobbeschreibung

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Payment Analyst based in Germany.

Join a newly established Payment Operations team focused on creating end-to-end visibility across a complex payment funnel serving millions of active users.
You’ll investigate payment performance across more than a dozen payment service providers, identifying issues before they become business-critical.
Your analysis will help distinguish technical defects from user-behavior patterns and uncover the bottlenecks with the greatest impact on authorization and conversion.
You’ll turn complex payment and customer data into clear insights that can guide Product, Engineering, Data Science, and Fraud teams.
The role offers significant autonomy, with the opportunity to build diagnostic processes, dashboards, alerts, and reporting capabilities from the ground up.
You’ll work in a fast-moving environment where experimentation, practical problem-solving, and small proof-of-concepts are preferred over lengthy planning cycles.
This is an opportunity to become a trusted expert on payment funnel health while directly contributing to measurable improvements in a rapidly scaling international business.

Accountabilities

• Take diagnostic ownership of checkout and payment funnel health, proactively identifying alerts, anomalies, insights, and defects before they become business-critical.

• Lead root-cause investigations into funnel drop-offs and payment declines, distinguishing technical or engineering issues from user-behavior patterns.

• Analyze authorization rates, decline codes, payment performance, and other funnel metrics to identify the highest-impact bottlenecks and improvement opportunities.

• Investigate performance across multiple payment service providers and identify differences, outages, or recurring issues requiring attention.

• Support regular funnel reporting for cross-functional stakeholders, translating payment data into clear insights and recommendations that can improve authorization rates and conversion.

• Partner closely with Product, Engineering, Data Science, and Fraud teams to investigate payment issues, processor outages, and other funnel-related challenges.

• Communicate technical and analytical findings clearly to stakeholders who may not have deep payments expertise.

• Build and improve dashboards, alerts, reporting, and diagnostic processes that increase visibility into payment funnel performance.

• Develop into a trusted point of contact for payment funnel health, helping establish best practices within the broader team.

• Work proactively in an evolving environment, creating practical solutions from first principles where established processes or playbooks do not yet exist.

Requirements

• Hands-on understanding of payment funnels and payment operations, including concepts such as interchange, decline codes, foreign exchange (FX), tokenization, 3DS, and fraud fundamentals.

• Demonstrated experience performing root-cause analysis on funnel drop-offs, declines, or payment performance issues, including distinguishing technical causes from behavioral patterns.

• Ability to analyze complex data and customer-behavior insights and communicate findings clearly to audiences without extensive technical or payments expertise.

• Strong investigative mindset, with the initiative to independently identify and explore issues rather than waiting for predefined tasks.

• Comfortable working in ambiguous, fast-changing environments where processes and playbooks may still be developing.

• Nice to have: Familiarity with self-service BI and dashboarding tools to accelerate independent analysis.

• Nice to have: Strong SQL skills for conducting independent investigations and data analysis.

• Nice to have: Experience working in a high-growth or rapidly evolving organization.

• Nice to have: Experience comparing payment performance across multiple PSPs.

• Strong English communication skills, as English is the primary working language in the international team.

Benefits

• Competitive salary: €40,000–€60,000 per year, with compensation potentially varying according to experience and seniority.

• Employee stock options: Opportunity to participate in an employee stock options program.

• Performance incentives: Access to various bonus programs, including performance-based and referral bonuses.

• Additional paid leave: Opportunities to earn additional paid time off through applicable bonus programs.

• Learning budget: Personal budget dedicated to professional development and learning.

• Paid volunteering: Opportunities to participate in volunteering activities during paid working time.

• Flexible work location: Choose between office-based and remote work, with opportunities to combine work and travel.

• International environment: Work in a global team where English is the primary business language.

• Career development: Strong opportunities for personal and professional growth supported by structured feedback and promotion processes.

• High-impact role: Help scale a fast-growing international marketplace while directly contributing to payment performance, customer conversion, and business growth.

• Autonomy and ownership: Join a newly formed function where you can help establish processes, tools, and ways of working from the ground up.