Mortgage Processor/Underwriter - Remote

Knock; Deutschland; Remote; EUR 63.000 - 77.000; Vollzeit

Benefits dieser Stelle

Top-tier medical, dental, and vision benefits

Flexible Paid Time Off

Paid parental leave

$1,000 for professional development

401K plan

$75 allowance for health and wellness

$100 monthly for communication devices

Zusammenfassung

Knock is seeking a Bridge Loan Specialist to ensure accuracy and compliance in processing loans. This hybrid position combines underwriting responsibilities, technical assistance, and customer service.

Key qualifications include experience in mortgage processing, strong decision-making skills, and proficiency in loan products. The role allows for flexible working arrangements and offers health benefits starting on your first day.

Qualifikationen

• Minimum of 3 years of relevant industry experience.
• Experience as a Senior Mortgage Loan Processor or Junior Underwriter.
• Ability to manage multiple competing priorities.

Aufgaben

• Calculate loan advance amounts using internal guidelines.
• Condition loan files based on applications and documentation.
• Review title reports and homeowners insurance.

Kenntnisse

Analytical thinking

Organizational skills

Communication skills

Loan product knowledge

Remote collaboration

Ausbildung

High school diploma or equivalent experience

Jobbeschreibung

Bridge Loan Specialist

At Knock, we put people first, value output over input, and strive to make a meaningful impact in everything we do—and the Bridge Loan Specialist role is no exception. This is a unique opportunity to contribute in a hybrid position combining traditional processing and underwriting responsibilities. As a Bridge Loan Specialist, you will be responsible for reviewing Knock Bridge Loans to verify the loan is complete, accurate, and meets regulatory compliance requirements and internal underwriting guidelines. The Bridge Loan Specialist is also responsible for providing quick turn times, high-level customer service, technical assistance, and quality assurance on multiple loans simultaneously.

What You’ll Do

• Calculate Knock Bridge Loan advance amounts using internal calculations and guidelines
• Accurately condition loan files based on the loan application and file documentation
• Provide consistent internal communication regarding loan status and approval updates
• Communicate effectively and professionally with external Lending Partners, Agents, and Borrowers
• Review title reports and homeowners/flood insurance to ensure Knock’s lien position and security interest
• Efficiently and effectively manage and process a daily pipeline of loans while maintaining company turn times
• Understand and stay current with all company policies, procedures, industry regulations, and other changes impacting Knock and the broader industry
• Continuously learn and grow while supporting the development of others; serve as a mentor and resource both within and beyond your team
• Take on ad‑hoc projects as they arise and proactively support the team wherever help is needed

What You Bring

• Successful experience working as a Senior Mortgage Loan Processor or Junior Underwriter, with a solid understanding of underwriting processes and lending systems
• Strong analytical thinking and decision‑making skills, with the ability to interpret and apply lending guidelines effectively
• Excellent organizational skills to manage many competing priorities and meet deadlines in a fast‑paced startup environment
• Exceptional written and verbal communication skills; a natural over‑communicator
• Proven efficiency and success in managing multiple tasks simultaneously
• Quick learner with an innate ability to adopt new technologies and enhance personal skills quickly through self‑learning, research, and asking the right questions
• A passion for real estate disruption and an excitement to make a meaningful impact in people’s lives
• Ability to thrive in a dynamic, fast‑changing growth environment and confidently share new ideas
• Strong knowledge of various loan products, credit reports, and debt‑to‑income ratios
• Demonstrated success working 100% remotely and collaborating with a distributed national team
• High school diploma or equivalent experience
• Minimum of 3 years of relevant industry experience
• Belief in creating diverse, equitable, and inclusive practices and programs that will further Knock’s commitment to making an impact, learning, putting people first, being open, and courageous
• We encourage you to apply even if you don’t have every listed requirement

Physical Requirements

• Set up and constantly operate a computer
• Communicate and exchange accurate information to others via telephone or internet video applications

Compensation and Benefits

The candidate must be able to perform the essential functions of the job, with or without reasonable accommodation.

Our Compensation Philosophy: As a fully remote (U.S.-based) workforce, our goal is to ensure that all Knockstars are fairly compensated.

Salary estimate: $70,000 USD.

Additional Benefits:

• Top tier medical, dental, & vision benefits for full time employees starting on the first day of employment
• Flexible Paid Time Off for full time employees
• Paid parental leave for all full time employees: 12 weeks paid for the birthing parent and 6 weeks paid for the non‑birthing parent
• $1,000 annually for professional development
• Life, AD&D and Disability insurance for full time employees
• 401K (noncontributory by Knock) for all employees
• $75 monthly allowance for health & wellness
• Up to $400 monthly for a co‑working space for eligible employees
• $100 monthly allowance for home internet, mobile phone or other communication devices
• $2,500 referral bonus for eligible employees

Offer & Employment Terms

The actual offer, reflecting the total compensation package & benefits, will be at the company’s sole discretion, and determined by factors including but not limited to years of experience, job level, geographic location, and other relevant business considerations. The company also reserves the right to amend or modify this job description, employee perks, and benefits at any time. Employees eligible for bonus and/or commission will be provided details in the offer letter.

Equal Opportunity Employer

Knock provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender, gender identity, gender expression, national origin, ancestry, age, physical or medical disability, medical condition, marital status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable US federal, state, or local laws.