(Junior) Legal Counsel (m/w/d) at Avarda Group

Avarda Bank AB (publ); Berlin; Hybrid; EUR 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid working model (Berlin orHamburg

Monthly non-cash benefit card

Tax-free lunch allowance

Company pension scheme

Subsidised gym membership (Wellpass)

Subsidised Deutschlandticket

Job summary

Avarda Bank AB (publ) is seeking a (Junior) Legal Counsel to join its Group Legal team in Berlin or Hamburg, providing support for German and Austrian markets within a fast-moving fintech environment.

The role involves drafting and negotiating contracts, monitoring regulatory changes, and collaborating with departments across Europe, with a hybrid on-site requirement and ongoing development opportunities.

Qualifications

• Law degree with 1–3 years of experience; or a qualified legal professional background with 4+ years in financial services or a regulated environment.
• Fluent in German and English (written and spoken).
• Interest in consumer credit, payments, banking regulation, or fintech.
• Solid legal drafting and analytical skills.

Responsibilities

• Provide legal advice and day-to-day support on civil law, contract law, consumer credit law, data privacy, competition law, and banking regulation.
• Monitor regulatory developments in Germany and Austria and implement changes for products and documentation.
• Draft, review, and negotiate contracts; manage disputes and coordinate with external counsel.

Skills

Legal drafting

Regulatory compliance

German language

English language

Contract law

Data privacy

Education

Law degree or equivalent

Tools

CLM system

Job description

This Full time on site position offers great opportunities for career growth.

About the Role

We are looking for a (Junior) Legal Counsel to join our Group Legal team in Berlin or Hamburg. In this role, you will provide legal support for our German and Austrian markets and contribute to legal matters across the Avarda Group. This is a broad and varied position as you will gain exposure to many areas of law in a fast-moving fintech environment, working closely with colleagues across departments and jurisdictions. If you are early in your legal career and eager to grow, this is a great opportunity to build a strong foundation in-house.

Key Responsibilities

• Legal Advice & Day-to-Day Support

  Advise internal stakeholders on civil law, contract law, consumer credit law, data privacy, competition law, and banking regulation

  Support legal assessment of new and existing products with product and operations teams, including customer-facing matters (advertising claims, pre-contractual documentation)

  Conduct legal research and prepare assessments on specific legal questions

• Regulatory Change & Implementation

  Monitor regulatory developments in Germany and Austria (consumer credit, payment services, banking supervision) and analyse their impact on products, processes, and documentation

  Drive the legal workstream for regulatory implementation projects, coordinating with Commercial, Product, Operations, and Compliance

  Keep customer contract documents (T&C’s, price lists, SECCI, etc.) updated in line with regulatory changes

• Contracts & Disputes

  Draft, review, and negotiate contracts with business partners and service providers; contribute to contract templates and our CLM system

  Handle legal disputes — correspondence with courts, lawyers, consumer protection associations, and regulators — and support coordination with external counsel

• Group Collaboration & Training

  Work with legal colleagues across Avarda's European markets on group-wide projects (e.g. AI governance, legal operations) and deliver internal trainings to build legal awareness

Qualifications and Experience

• Law degree (First or Second State Exam, Wirtschaftsjurist/in, LL.B., LL.M., or equivalent) with 1–3 years of experience; alternatively, a qualified legal professional background (e.g. Rechtsanwaltsfachangestellte/r, Rechtsfachwirt/in) with 4+ years in financial services or a regulated environment
• Interest in or exposure to consumer credit, payments, banking regulation, or fintech
• Solid legal drafting and analytical skills
• Fluent in German and English (written and spoken)
• Proactive, well-organised, and comfortable working independently
• Nice to Have Knowledge of European banking/consumer credit/payment services regulation (e.g. CCD II, PSD2, EBA Guidelines, deposit guarantee schemes)
• Experience with data privacy/GDPR in a corporate setting
• Familiarity with Austrian law, CLM tools, or legal tech

What We Offer

• A broad, hands‑on legal role with real responsibility from day one
• Hybrid working model: On-site in Berlin or Hamburg at least three days per week, combined with remote flexibility
• A collaborative, international team across multiple European markets
• Room to grow: we invest in continuous learning and are committed to developing our people
• Monthly non‑cash benefit card and tax‑free lunch allowance
• Company pension scheme
• Subsidised gym membership (Wellpass)
• Subsidised Deutschlandticket