Head of Compliance (m/f/d)

iwoca Deutschland; Berlin; Vor Ort; Vertraulich; Vollzeit

Zusammenfassung

A leading fintech innovator in Berlin is seeking a Head of Compliance to lead their Compliance team. This role involves overseeing compliance processes and ensuring regulatory adherence while promoting company growth. The ideal candidate will have at least 7 years of relevant experience, strong knowledge of financial crime prevention regulations, and fluency in German and English.

Leistungen

26 days of vacation plus a free birthday day

Paid sabbatical after 4 years

Mental health support

Gym membership contribution

Company Pension

Office snacks

Learning and development budget

Qualifikationen

• At least 7 years’ relevant experience in compliance, ideally in financial services or consultancy.
• Strong knowledge of GDPR and AML/CTF regulations.

Aufgaben

• Lead and grow the German Compliance team.
• Shape and oversee compliance processes.
• Ensure legal and regulatory compliance.

Kenntnisse

Compliance expertise

Financial crime prevention

Analytical skills

Leadership

Fluent German

Fluent English

Ausbildung

Relevant degree or legal qualification

Jobbeschreibung

Overview

The company: imagine a world where every small business has the power to thrive. That’s the world we’re building at iwoca. Since 2012, we’ve revolutionised how small businesses access finance, turning what was once a lengthy, frustrating process into funding that’s fast, flexible, and actually works for modern businesses. Our impact includes billions in funding to over 150,000 businesses across Europe, making us one of the continent’s leading fintech innovators. Our mission is to empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it’s managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minutes.

The Team

Our German Compliance team is skilled and motivated. It acts as a centre of competence for all compliance matters. The team advises and supports operational and administrative functions to ensure regulatory compliance using the three-lines-of-defence model. It works closely with the UK and global Compliance teams (Regulatory, Financial Crime, Data & GDPR), and other business areas, and reports to the General Manager Germany.

Responsibilities

As Head of Compliance (m/f/d), you will lead and grow our German Compliance team. You will shape and oversee our compliance processes to support iwoca’s strong commercial and strategic growth in Germany. You will be part of the German management team and act as a centre of expertise for all compliance topics. You will combine deep technical knowledge – for example, in GDPR, anti-money laundering (AML), sanctions, and fraud prevention – with a pragmatic, solution-oriented mindset. You will ensure legal and regulatory compliance while enabling growth in a dynamic fintech environment.

Leadership and Development

• Lead, coach and develop the German Compliance team
• Own the strategic and operational direction of our compliance monitoring programme
• Represent iwoca in relevant German and Luxembourg regulatory forums and committees

Expertise and Impact

• Serve as RC Function for our Luxembourg entity
• Ensure compliance with AML/CTF and Financial Crime requirements and continuously evolve our internal policies
• Monitor legal and regulatory changes, share relevant insights, and act as the go-to person for compliance topics

Strategy and Innovation

• Conduct regular risk assessments for compliance and AML/CTF, and adjust policies as products and markets evolve
• Promote a culture of continuous improvement in compliance thinking and methods

Requirements

Essential

• At least 7 years’ relevant experience in compliance, ideally in financial services or consultancy
• Strong knowledge and practical experience in financial crime prevention, particularly German and European regulations (e.g. GDPR, German Money Laundering Act, AML/CTF)
• Proven leadership experience
• Native-level German and excellent English, both spoken and written
• Strong analytical skills and a structured, independent way of working

Desirable

• Experience in banking or fintech
• Legal degree or similar qualification
• Practical understanding of business operations and risk
• Familiarity with frameworks such as design thinking and project management

Compensation

Salary will depend on your experience and is in line with market levels. Please include your expected salary in your application. We benchmark salaries regularly and hold quarterly performance and pay reviews.

Application

Please submit your application in English.

Benefits

• A smart, motivated and international team (we represent over 35 different nationalities) with ridiculous growth-mindset.
• 26 days of vacation a year plus a free day for your birthday.
• One-month fully paid sabbatical after 4 years.
• Mental health support with direct access to certified psychologists via our partner OpenUp.
• iwoca takes over a ski chalet in winter so that you and your team can ski or snowboard (and work) for a week. During summer we are drawn to the sun. We’ve been to France, Italy, Spain, and further afield.
• Access to the gym membership program, €25 for either Fit711 or Urban Sports Club.
• €25 contribution towards the Deutschlandticket.
• Company Pension with Canada Life.
• Great office locations. In Frankfurt in the middle of the city, our Berlin office is located centrally in Mitte.
• A paid volunteer day that gives you the opportunity to invest time to support a charity of your choice.
• Corporate Benefits discounts.
• iwocans also benefit from fully stocked fridges in our offices with whatever is needed to strengthen them. There are snacks (both healthy and less healthy) for the whole day.

Learning and Development

• A learning and development budget for everyone, including a book budget.
• Learning German budget.
• Company-wide talks with internal and external speakers.
• Access to learning platforms like Treehouse.