Financial Analysis Lead (m/f/d)

Riverty; Baden-Baden; Hybrid; EUR 90,000 - 130,000; Full time

Job summary

Riverty is seeking a Financial Analysis Lead (m/f/d) to manage the pricing team across Europe. You’ll collaborate with Commercial, Product, Finance and Risk to craft pricing that supports merchants while aligning with Riverty’s risk objectives.

We aim to make financial services more human-centric and you will drive pricing decisions across European markets, ensuring profitability and responsible growth through data-driven insights.

Qualifications

• University degree in Finance, Economics, Business Administration, or a related field.
• At least five years of experience in pricing, commercial finance, credit strategy, product management or senior programme management.
• Proven ability to build financial models, evaluate scenarios and turn complex analysis into practical commercial recommendations.
• Understanding of the national and European institutional and regulatory context.
• Strong communication and presentation skills, with the ability to explain growth opportunities and risk boundaries of pricing decisions.
• Leadership experience and a collaborative approach to developing people and improving ways of working.
• Fluent in English; German is considered an asset.
• Availability for regular business trips abroad.

Responsibilities

• Own and develop the pricing framework across relevant products, markets, merchants and customer segments.
• Partner with Commercial, Product, Finance and Risk teams to design pricing proposals that support growth while meeting profitability and risk objectives.
• Perform structured quantitative pricing impact assessments across commercial workstreams, translating complex financial data into actionable strategies that manage risk to optimise key performance metrics.
• Monitor pricing performance against macroeconomic indicators and portfolio risk profiles, driving rapid adjustments to pricing architecture.
• Establish clear pricing governance, decision rights and reporting.
• Lead, coach and develop the pricing team, fostering collaboration, sound judgement and continuous improvement.

Skills

Pricing

Financial modeling

Scenario analysis

Regulatory knowledge

Communication skills

Leadership

English fluency

Education

Finance, Economics or related degree

Job description

Company Description

Everyone’s story matters. Come shape your story with us at Riverty.

Company Description

Everyone’s story matters. Come shape your story with us at Riverty.

To one of our 30 hybrid workspaces – designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don’t have to worry about it.

And there’s more.

We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech.

Job Description

We are looking for a Financial Analysis Lead (m/f/d) to manage our pricing team across Europe. You’ll work closely with colleagues in Commercial, Product, Finance and Risk to develop pricing that works for merchants while supporting Riverty’s risk objectives.

At Riverty, we aim to make financial services more human-centric. You will join a team working across European markets, where your expertise will help us make responsible decisions while supporting sustainable growth.

Main Responsibilities

• Own and develop the pricing framework across relevant products, markets, merchants and customer segments.


• Partner with Commercial, Product, Finance and Risk teams to design pricing proposals that support growth while meeting profitability and risk objectives.


• Perform structured quantitative pricing impact assessments across commercial workstreams, translating complex financial data into actionable strategies that manage risk to optimise key performance metrics.


• Monitor pricing performance against macroeconomic indicators and portfolio risk profiles, driving rapid adjustments to pricing architecture.


• Establish clear pricing governance, decision rights and reporting.


• Lead, coach and develop the pricing team, fostering collaboration, sound judgement and continuous improvement.

Qualifications

Your skills

• You hold a university degree in Finance, Economics, Business Administration, or a related field.


• At least five years of experience in pricing, commercial finance, credit strategy, product management or senior programme management.


• Proven ability to build financial models, evaluate scenarios and turn complex analysis into practical commercial recommendations.


• Understanding of the national and European institutional and regulatory context.


• Strong communication and presentation skills, with the ability to explain both the growth opportunities and the associated risk boundaries of a pricing decision.


• Leadership experience and a collaborative approach to developing people and improving ways of working.


• You are fluent in English; German is considered an asset.


• Availability for regular business trips abroad.

Additional Information

Disclosure requirements pertaining to the collection of your personal data:

Responsible for processing the information provided in your application is the company specified in the job advertisement, with its registered office as indicated. The company processes your data for the purpose of establishing an employment relationship on the basis of Art. 6 (1) b GDPR / Section 26 (1) sentence 1 BDSG.

The retention period for your data is determined by the statutory time limits applicable in the respective country, beginning upon completion of the recruitment process. You can find these here.

You can contact the company’s Data Protection Officer at the above-mentioned postal address.

Further information on data protection and your rights can be found here.