Business Analyst - Trade & Loan Transformation (m/f/d)

HSBC Holdings plc; Düsseldorf; On-site; EUR 65,000 - 89,000; Full time

Benefits offered by this job

Tariff grading

Flexible working models

Health management services

Development opportunities

Company kindergarten

Sabbaticals

Public transport ticket

Company restaurant

Job summary

HSBC Germany is seeking a Business Analyst for Trade & Loan Transformation to join our Inhouse Consulting team in Düsseldorf. You will analyze banking-related challenges in Global Trade and loan products, work with business areas and IT contacts, and create requirements for both waterfall and agile IT delivery.

The role combines BA expertise with banking knowledge, offering an international environment, flat hierarchies, and opportunities for professional growth within one of the world’s leading

Qualifications

• Degree in business/economics/law, STEM, engineering or humanities.
• Knowledge of trade products (guarantees, letters of credit, forfaiting) is a plus.
• Strong business analysis methodology and techniques.
• Ability to understand complex matters and present them clearly.
• Customer/quality/output-driven mindset and strong interpersonal skills.

Responsibilities

• Analyze banking-related business challenges in Global Trade and loan products.
• Collaborate with business areas, value streams and IT contacts across Europe.
• Create detailed requirements, user stories and specifications for waterfall and agile IT delivery.
• Support development and redesign of future-ready business processes.
• Own topics like market/regulatory changes and join specialized working groups.

Skills

Business analysis

Stakeholder communication

German language

English language

Education

Bachelor's degree in business/economics/law/STEM/engineering/ humanities

Job description

HSBC Germany is a part of the HSBC Group, one of the world's leading international banks.

At HSBC, our purpose is opening up a world of opportunity. When you join our team, you can be part of something bigger. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible. We connect you with colleagues from around the world and enable you to play an active role in shaping the future.

The position Business Analyst - Trade & Loan Transformation (m/f/d) is available immediately at our location in Düsseldorf.

We're looking for colleagues (m/f/d) with personality who are seeking an exciting, international work environment with flat hierarchies—people who tackle complex problems with passion while continuously learning from one another and growing together. Join our Inhouse Consulting team and help actively shape the future of one of the leading commercial banks at HSBC Continental Europe.

This vacancy is aimed equally at subject-matter experts, business analysts with strong IT affinity, and IT specialists with an interest in banking-related topics. Candidates with the appropriate prior knowledge—including university graduates and career changers—are also very welcome to apply.

TASKS

• You analyse banking-related business challenges in systems and processes, with a focus on Global Trade and loan products.
• You work closely with the relevant business areas, value streams and IT contacts and contribute in responsible roles to project activities—both locally and at European level.
• You create detailed requirements documents, user stories and functional specifications for both waterfall and agile IT delivery.
• Through your analyses, you support the ongoing development and redesign of future-ready business processes.
• You take ownership of topics (e.g., analysing market trends and regulatory changes, deriving resulting change needs, and participating in specialized working groups).

REQUIREMENTS

• A successfully completed degree, e.g., in business/economics, law, STEM, engineering or humanities; an additional completed banking apprenticeship/training is an advantage but not required.
• Ideally, relevant prior knowledge of trade products (guarantees, letters of credit, forfaiting) or loans.
• Methodological knowledge of business analysis.
• The ability to quickly understand complex matters, abstract them, and present them in a structured way.
• An open mindset, curiosity, and strong motivation to tackle complex topics and projects with a high-performing team paired with strong interpersonal skills and communication ability.
• A pronounced customer, quality and output-driven orientation.
• Very good German and English skills.

Ideally, you’ve already gained project experience in:

• Analysing business processes and solution design
• Planning and delivering complex change initiatives (agile and/or traditional)
• Project, stakeholder and change management

OUR BENEFITS

The pay range for this role is 65.100,-- € - 89.000,-- €

• Tariff grading: The compensation is governed by the collective agreement for the private banking sector (Tarifvertrag für das private Bankgewerbe).
• Non-Tariff grading: For roles outside the tariff structure, HSBC offers multiple variable pay plans, to reflect the diverse nature of the businesses, roles and markets in which we operate. Variable pay is designed to reward colleagues for their individual performance and contribution, as well as the performance of their relevant Business / Infrastructure, and the overall Group.
• flexible working models and part-time options
• an extended range of health management services (check-ups, company doctor etc.)
• very good development opportunities through targeted further training programs
• a company kindergarten and the opportunity to take sabbaticals
• benefits such as the public transport ticket, the company bike and the company restaurant

We offer a comprehensive and competitive package of benefits usually covering an attractive company pension scheme, work-life balance support (including our Employee Assistance Program) and a range of additional benefits designed to support your overall wellbeing.

HSBC has been certified "Top Employer 2025" in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in France, Germany, Italy, Luxembourg, Netherlands, Poland, Spain and Switzerland.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We value difference!

If you have a need that requires accommodations or changes during the recruitment process, please let us know.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

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