Associate Compliance Manager - Fair & Responsible Banking

BECU; Deutschland; Hybrid; EUR 65.000 - 121.000; Vollzeit

Benefits dieser Stelle

401(k) Company Match (up to 3%)

4% annual contribution to 401(k)

Medical, Dental and Vision

PTO Program + Exchange Program

Tuition Reimbursement Program

Volunteer time off + donation match

Zusammenfassung

BECU is seeking an Associate Compliance Manager, Fair & Responsible Banking, to advance fair lending and consumer protections for members. You will work with lending, risk, marketing, and compliance teams to identify risks and drive remediation in a collaborative environment.

The role requires a Bachelor's in business or equivalent and 2+ years of compliance in a financial institution; CRCM/NCCO is preferred or obtainable. Remote/hybrid options may apply based on location.

Qualifikationen

• Bachelor’s degree in business or equivalent required.
• 2 years of compliance experience within a financial institution required.
• Experience with HMDA and fair lending compliance preferred.

Aufgaben

• Research and provide guidance on fair lending and consumer protection requirements.
• Develop and maintain compliance policies, controls, and monitoring processes.
• Partner with business units to design compliant products and processes.
• Conduct risk assessments and monitor for emerging risks in lending.

Kenntnisse

Compliance

Regulatory knowledge

Analytical thinking

Communication

HMDA experience

PC skills

Ausbildung

Bachelor’s degree in business or equivalent

Tools

Microsoft Office

Jobbeschreibung

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at BECU and deepen how we connect with and support our employees, our members, and our communities.

PAY RANGE

The Target Pay Range for this position is $96,900.00-$118,400.00 annually. The full Pay Range is $75,300.00 - $140,100.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS - because _ people helping people _starts with supporting _ you _

• 401(k) Company Match (up to 3%)

• 4% annual contribution to your 401(k) by BECU

• Medical, Dental and Vision (family contributions as well)

• PTO Program + Exchange Program

• Tuition Reimbursement Program

• BECU Cares volunteer time off + donation match

IMPACT YOU’LL MAKE:

As the Associate Compliance Manager, Fair & Responsible Banking, you'll play a critical role in helping ensure BECU delivers fair, equitable, and compliant experiences for our members. You'll partner across lending, marketing, risk, and compliance teams to identify, assess, and mitigate fair lending and consumer protection risks. Your work will help safeguard access to financial products and services while supporting compliance with key regulations such as ECOA, HMDA, the Fair Housing Act, and UDAP/UDAAP requirements. From conducting risk assessments to analyzing lending data and monitoring emerging risks, you'll help strengthen BECU's Fair & Responsible Banking Program and drive meaningful outcomes for our members and communities. You'll have the opportunity to influence business practices, shape compliance strategies, and help build the future of fair lending analytics at BECU.

To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, SC, NC, CA or VA. If you're located in Washington state and within a reasonable driving distance from Tukwila, we are requesting that you come into our HQ on Tuesdays & Wednesdays. For those candidates that live outside the commute distance of TFC and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.

WHAT YOU’LL DO:

• Regulatory Research & Guidance: Research laws, regulations, commentaries, guidance, and data related to fair lending and consumer protection requirements. You'll compile findings, analyze impacts, and present practical recommendations to stakeholders.

• Compliance Program Administration: Develop and maintain expertise in applicable federal and state regulations while helping evaluate policies, procedures, controls, and monitor activities that support the Fair & Responsible Banking Program.

• Business Partnership & Advisory: Collaborate with business unit partners as they design, enhance, and implement products, services, and processes.

• Risk Assessments: Conduct Fair Lending and UDAP/UDAAP risk assessments, evaluate controls, and identify emerging risks, gaps, and opportunities for improvement.

• Monitoring & Testing: Perform ongoing compliance monitoring activities, review lending exceptions and targeted samples, and communicate findings to leadership and stakeholders.

• Data Analytics & Reporting: Review lending activity, complaint trends, HMDA-related data, fair lending analytics, regression outputs, and redlining reviews to identify potential disparities.

• Complaint Reviews: Analyze complaints for fair lending or consumer protection matters documenting risks, root causes, and remediation plans.

• Issue Management: Track compliance findings, corrective actions, and remediation efforts through resolution while partnering with business units to drive sustainable outcomes.

• Training & Communication: Review and support organization-wide training materials, job aids, and compliance communications to ensure accuracy and applicability.

• Vendor & Regulatory Support: Research and document program-related compliance requirements for vendors and support requests from regulatory agencies, auditors, consultants, and legal partners.

• Program Reporting: Prepare and contribute to accurate reporting on the effectiveness of the Fair & Responsible Banking Program for business leaders, the Enterprise Compliance Department, and governance committees.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:

• The opportunity to make a direct impact on fair and equitable access to financial products and services.

• Exposure to complex and evolving regulatory topics including Fair Lending, HMDA, ECOA, Fair Housing Act, and UDAP/UDAAP.

• A highly collaborative environment where you'll partner with lending, marketing, risk, complaint management, and compliance leaders across the organization.

• Hands-on experience supporting the evolution of BECU's fair lending analytics capabilities.

• Opportunities to strengthen your expertise in risk assessments, compliance management systems, data analysis, and regulatory reporting.

• Meaningful visibility across the organization through participation in high-impact initiatives and program governance activities.

• Professional development opportunities, including exposure to industry certifications such as CRCM and NCCO.

• A purpose-driven role where your work helps protect members, strengthen communities, and promote responsible banking practices.

QUALIFICATIONS:

Minimum Qualifications:

• Bachelor’s degree in business or equivalent experience required.

• 2 years of compliance experience within a financial institution, or at a financial institution regulatory agency required.

Desired Qualifications:

• CRCM (Certified Regulatory Compliance Manager) or NCCO (National Association of National Credit Union Certified Compliance Officer) designation or other recognized regulatory compliance certification preferred or willingness to obtain certification as part of ongoing professional development.

• Verbal and interpersonal skills to effectively communicate and ensure staff/member-related issues are handled in a fair, consistent manner.

• Organizational skills, with the ability to complete assignments in a timely manner.

• Conceptual, analytical, and problem-solving skills to ensure compliance issues are resolved effectively.

• Experience with HMDA or fair lending software solutions, including data analysis, monitoring, reporting, and compliance with risk identification.

• PC skills (Microsoft Office), with the ability to learn new software and to summarize and present data in an effective manner.

• Experience