AFC Governance & Risk Assessment Manager -Vice President (m/f/d)

Sumitomo Group; Frankfurt; Hybrid; EUR 78,000 - 118,000; Full time

Benefits offered by this job

Hybrid working

Competitive benefits package

Pension provision

Private medical insurance

Learning & development opportunities

Job summary

SMBC Group EMEA is seeking an AFC Governance & Risk Assessment Manager / VP to lead the development and execution of the AFC strategy, coordinating the AFC risk assessment framework across SMBC EU with strong governance and regulatory compliance.

The role requires 5–8 years of relevant experience in AFC, compliance, audit or risk management, and fluency in German and English. SMBC offers hybrid working, competitive benefits, and opportunities for professional growth.

Qualifications

• 5-8 years of relevant experience in AFC, Compliance, Audit, Governance or Risk Management.
• Strong knowledge of German and international AFC regulations, standards and governance expectations.
• Proven experience in AFC risk assessments preparation, coordination, or methodological enhancement.

Responsibilities

• Prepare committee and management materials for MLRO oversight.
• Coordinate AFC reporting from branches, subsidiaries and entities to EMEA and Group stakeholders.
• Support cross-functional governance and integration of SMBC EU activities with EMEA- and Group-level initiatives.
• Align local Risk Assessment outputs with EMEA methodologies and reporting requirements.
• Develop and maintain AFC policies, standards, procedures and guidelines.
• Develop and maintain an AFC regulatory horizon scanning and change governance framework.
• Develop and maintain AFC management information, including KPIs, KRIs, dashboards and reporting standards.
• Support AFC findings and remediation activities and provide status reporting to MLRO and senior management.

Skills

Goverance & risk management

Analytical thinking

Stakeholder management

Project coordination

German language proficiency

English language proficiency

Education

Law or Economics degree

Banking apprenticeship

Job description

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28 Oct 2026

Frankfurt, DE, 60311

SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives.

We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets.

Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Explore your next career opportunity with SMBC Group EMEA.

We’re looking for an AFC Governance & Risk Assessment Manager / VP (m/f/d) to join our Compliance / Anti-Financial Crime Department.

The Anti-Financial Crime (AFC) Governance & Risk Assessment Manager supports the development and execution of the AFC strategy across SMBC EU, including the coordination and continuous enhancement of the AFC risk assessment framework, while ensuring robust governance, regulatory compliance, effective coordination, and transparent management oversight.

Essentials of the Role

Support the Head of AFC Governance & Strategy in the strategic development and continuous enhancement of the SMBC EU AFC framework.

• Manage the preparation and continuous enhancement of the annual local and Group-level AML/CTF, sanctions, and criminal offences Risk Assessments.

Coordinate the AFC Risk Assessment process, including planning, methodology, stakeholder engagement, data collection, quality assurance, governance, and approval.

Business Area

Compliance / Anti-Financial Crime

Accountabilities & Responsibilities

Prepare committee and management materials and provide structured reporting to the MLRO and senior management to support effective oversight and decision-making.

Coordinate and consolidate relevant AFC reporting from branches, subsidiaries, and other entities, including reporting to EMEA and Group stakeholders.

Support cross-functional governance and the integration of SMBC EU activities with EMEA- and Group-level initiatives.

Support the alignment and consolidation of local Risk Assessment outputs with relevant EMEA methodologies and reporting requirements.

Coordinate the development and maintenance of AFC policies, standards, procedures, and guidelines, including their review, approval, and implementationacross relevant entities.

Develop and maintain an AFC regulatory horizon scanning and change governance framework to ensure relevant developments are assessed, assigned, and monitored.

Develop and maintain AFC management information, including relevant key performance indicators, key risk indicators, dashboards, and reporting standards.

Support with AFC findings and remediation activities and provide transparent status reporting and escalation to the MLRO and senior management.

Knowledge, Skills, Experience & Qualifications

• At least 5-8 years of relevant professional experience within the financial sector or an adjacent regulated industry, preferably in AFC, Compliance, Audit, Governance, or Risk Management.
• Strong knowledge of German and international AFC regulations, standards, and governance expectations.
• Proven experience in the preparation, coordination, or methodological enhancement of AFC Risk Assessments.

Proven experience in governance, strategic planning, policy management, regulatory change, project coordination, management reporting, audit, or findings management.

• Strong analytical and problem-solving skills, including the ability to assess complex information and translate Risk Assessment outcomes into governance and remediation priorities.

Ability to work independently, prioritize effectively, manage multiple activities, and remain flexible in a fast-paced and changing environment.

• Strong stakeholder management, organizational, and project management skills, with a high level of attention to detail.
• University degree in law, business, economics, or a comparable discipline, banking apprenticeship, or equivalent professional qualification.
• Excellent written and verbal communication skills in German and English.

Customer Focus

Driving Change

Driving Results

Judgement and Decision Making

Strategic and Visionary

Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

The anticipated annual salary range for this role is 78,000 – 118,000 €, with the final offer determined based on the candidate’s skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
• Access a wide range of learning and development opportunities and career progression opportunities

We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We’ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long‑term condition whenever requested.

We are committed to transparent and equitable pay practices. Compensation is determined using objective criteria, including skills, experience, and role responsibilities, and applied consistently throughout our recruitment processes. We do not request candidates' pay history and are committed to preventing unjustified pay disparities.

About SMBC

A trusted partner for the long term
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.
Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers