Senior Credit Risk Leader – Chile (Hybrid)

ebury anz; Santiago; Híbrido; CLP 102.041.000 - 148.423.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive starting salary

Annual discretionary bonus

Dedicated mentorship

Cutting-edge technology

Clear career progression

Dynamic culture

Generous benefits package

Central Santiago office

Descripción de la vacante

Ebury Santiago is seeking a Senior Credit Risk Manager to lead credit analysis, underwriting and portfolio optimisation in Chile. The role sits on the local leadership team, with hybrid work (4 days in office, 1 day home) and exposure to cross‑regional risk management.

You’ll manage the full credit lifecycle, liaise with lawyers on litigation if needed, and drive underwriting improvements to maximise shareholder value while supporting growth.

Formación

• Minimum 5+ years in credit underwriting, preferably SME in Chile.
• Strong understanding of local accounting principles is essential.
• Experience with collections and litigation processes is desirable.
• Clear, structured communication with ability to explain complex concepts.

Responsabilidades

• Report to and support the Senior Global Credit Risk Management Team.
• Perform detailed credit analysis for foreign exchange exposure limits.
• Approve exposure limits within delegated authority.
• Present analyses at Credit Committee meetings with senior management.
• Collaborate with Front Office and Onboarding/Compliance for smooth client experience.
• Monitor an existing client portfolio and assess risk vs reward.
• Assist with collections for overdue payments and communicate decisions.
• Proactively manage pipeline and ensure SLAs are met.
• Share best practices with regional teams and contribute local insights.
• Improve underwriting practices to enhance efficiency and outcomes.
• Monitor portfolio performance and liaise with regulators when needed.

Conocimientos

Credit underwriting

Accounting principles

Collections experience

Communication

FX products

Client management

Descripción del empleo

Ebury Santiago is seeking a Senior Credit Risk Manager to lead credit analysis, underwriting and portfolio optimisation in Chile. The role sits on the local leadership team, with hybrid work (4 days in office, 1 day home) and exposure to cross‑regional risk management.

You’ll manage the full credit lifecycle, liaise with lawyers on litigation if needed, and drive underwriting improvements to maximise shareholder value while supporting growth.