Senior Associate — Corporate Banking

Bank of China - Agencia en Chile; Santiago; Presencial; CLP 40.000.000 - 70.000.000; Jornada completa

Descripción de la vacante

Bank of China - Agencia en Chile is seeking a Senior Associate to lead corporate banking relationships in Santiago. This front-office role involves client ownership, deal structuring, and driving the bank's commercial performance in Chile.

You will identify opportunities, structure lending transactions, and prepare materials for Credit Committees while ensuring AML/KYC and CMF compliance across the transaction lifecycle.

Formación

• University degree in Finance, Economics, Business Administration or related field.
• 5–8 years of experience in corporate banking or related areas.
• Proven experience in credit proposals, structuring, and client management.
• Solid knowledge of Chilean banking regulations and products.

Responsabilidades

• Identify and engage corporate clients; manage portfolios and deepen engagement.
• Structure lending transactions and prepare credit materials for governance and risk review.
• Ensure AML/KYC, CMF compliance, and cross-functional coordination across risk, compliance, and operations.

Conocimientos

Corporate banking

Credit proposal

Transaction structuring

Client relationship

Bilingual Spanish-English

Financial analysis

Educación

University degree in Finance/Economics/Business Administration

Descripción del empleo

Senior Associate — Corporate Banking Relationship Manager

About the opportunity

Founded in February 1912, Bank of China has built more than a century of financial history into a truly global institution — present in over 60 countries and regions, consistently ranked among the world's largest banks by assets, and recognized as a Global Systemically Important Bank for fourteen consecutive years. Its leadership in international trade finance, corporate banking, and cross-border financial services has made it a defining bridge between China and the world's markets — including Chile.

We are looking for a sharp, commercially driven Senior Associate to join our Corporate Banking team in Santiago. This is a front-office role with real client ownership and transaction complexity: you will identify opportunities, structure deals, and contribute directly to the Bank's commercial performance in Chile. If you bring strong analytical depth, a commercial instinct, and the drive to work where emerging and global markets connect, we want to hear from you.

What you will do

Business Development & Client Coverage

You will proactively identify and approach corporate clients aligned with the Bank's target sectors, manage assigned portfolios, and deepen commercial engagement over time. You will conduct market and sector research to stay ahead of opportunities in the Chilean corporate banking landscape.

Transaction Structuring & Credit

You will structure lending transactions — bilateral loans, trade finance facilities, and project finance operations — and prepare credit proposals, financial models, and risk assessments. You will also prepare and present materials for Credit Committees and ensure documentation meets governance and regulatory standards.

You will monitor your portfolio, elevate early warning signals when needed, and ensure strict adherence to AML/KYC standards, CMF regulations, and BoC Group internal policies. You will coordinate across Risk, Compliance, Legal, Operations, and Finance throughout the transaction lifecycle.

What you bring

• University degree in Finance, Economics, Business Administration, or a related field. Postgraduate studies or financial certifications are a plus.
• Minimum 5–8 years of experience in corporate banking, financial analysis, or related areas.
• Proven experience in credit proposal preparation, transaction structuring, and client relationship management.
• Solid understanding of Chilean banking regulations and banking products. Project finance experience is desirable.
• Full bilingual proficiency in Spanish and English — both are required in this role.
• Strong commercial mindset, analytical rigor, and the ability to manage multiple transactions simultaneously.

What we offer

• A front-office role with real P&L visibility and client ownership.
• A genuinely international environment — part of one of the world's largest banking institutions.
• Exposure to complex transactions across corporate lending, trade finance, and project finance.
• A collaborative team where senior judgment and initiative are valued and rewarded.

Location: Santiago, Chile — on-site

Language requirements: Spanish and English (bilingual)