Senior Lombard Credit Risk Expert

BBVA; Schweiz; On-site; CHF 140,000 - 190,000; Full time

Job summary

BBVA Switzerland invites applications for an independent credit risk expert overseeing the Lombard lending portfolio, including loans, facilities and guarantees secured by assets. The role assesses and structures credit proposals, sets collateral and lending parameters, and ensures alignment with risk appetite and regulatory standards.

The ideal candidate has a degree in Business/Economics, at least 5 years in risk control, and fluency in Spanish and English, with strong analytical and

Qualifications

• Degree in Business/Economics or equivalent Master’s with numerical/analytical focus.
• Deep understanding of credit analysis methodologies.
• Collateral management and margining knowledge.
• At least 5 years of risk control experience.
• Strong analytical, data interpretation and problem-solving skills.
• Fluent in Spanish and English.

Responsibilities

• Prepare, review and control credit operations.
• Present credit proposals to credit committee for higher-risk transactions.
• Monitor Lombard lending positions and identify risks.
• Submit risk reports to BBVA headquarters.
• Advise Relationship Managers on Lombard operations and risk.
• Coordinate with Legal to issue guarantees and SBLCs.

Skills

Analytical Thinking

Credit Proposals

Credit Risks

Detail‑Oriented

English Language

Spanish Language

Teamwork

Prioritization

Risk Reporting

Education

Bachelor's/Master's in Business/ Economics or equivalent

Tools

MS Office (Excel)

Job description

BBVA Switzerland invites applications for an independent credit risk expert overseeing the Lombard lending portfolio, including loans, facilities and guarantees secured by assets. The role assesses and structures credit proposals, sets collateral and lending parameters, and ensures alignment with risk appetite and regulatory standards.

The ideal candidate has a degree in Business/Economics, at least 5 years in risk control, and fluency in Spanish and English, with strong analytical and