Senior Group Life Underwriter

TalentCloud Group; Zürich; Sur place; CHF 140 000 - 190 000; Plein temps

Résumé du poste

TalentCloud Group is seeking an experienced underwriting professional to join our international underwriting team. You will review complex cases from markets worldwide and advise on risk, pricing and terms to ensure safe, profitable decisions.

The role requires deep knowledge of group protection products, strong communication, and the ability to influence across cultures. Fluency in English is essential, and actuarial training is advantageous.

Qualifications

• 8+ years in group pricing and/or scheme underwriting in life, disability and health insurance or reinsurance.
• Strong knowledge of group protection products and how scheme underwriting works.
• Confidence to make good decisions when information is not perfect.
• Clear communication and the ability to influence and challenge in a constructive way.
• Experience with different markets and cultures.
• Fluent English (extra languages are a plus).

Responsabilités

• Review complex cases sent in by teams around the world. You look at the risk, the price, past claims, the terms and the reinsurance.
• Question the pricing and the proposal when something does not look right, and explain your thinking clearly.
• Work closely with local underwriting and pricing teams to find a practical way to win business that is not standard.
• Handle cases with limited data, special benefits or unusual guarantees, and make a confident call.
• Help write and update the group's underwriting rules, standards and guidance.
• Join quality reviews of underwriting work, spot weak points and agree how to improve them.
• Support product and pricing projects, and share your knowledge so local teams get stronger.

Connaissances

Underwriting

Pricing

Risk assessment

Stakeholder communication

Cross-cultural experience

Fluent English

Formation

Actuarial training

Description du poste

About the company and the role

Our client is a leading global insurance group. It protects people and businesses in many countries. One part of its work is group insurance: cover that employers buy for their staff, such as life, disability, accident and health protection.

In this role, you join the group's international underwriting team. When a local business in another country gets a large or unusual case, it sends it to you for advice. You are the expert they turn to. You help them decide if the risk is acceptable, what the price should be, and how to say yes in a safe and smart way.

Your day to day

• Review complex cases sent in by teams around the world. You look at the risk, the price, past claims, the terms and the reinsurance.
• Question the pricing and the proposal when something does not look right, and explain your thinking clearly.
• Work closely with local underwriting and pricing teams to find a practical way to win business that is not standard.
• Handle cases with limited data, special benefits or unusual guarantees, and make a confident call.
• Help write and update the group's underwriting rules, standards and guidance.
• Join quality reviews of underwriting work, spot weak points and agree how to improve them.
• Support product and pricing projects, and share your knowledge so local teams get stronger.

What you bring

• 8+ years in group pricing and/or scheme underwriting in life, disability and health insurance or reinsurance
• Strong knowledge of group protection products and how scheme underwriting works
• Confidence to make good decisions when the information is not perfect
• Clear communication and the ability to influence and challenge in a constructive way
• Experience with different markets and cultures
• Fluent English (extra languages are a plus)
• Actuarial training is an advantage