Senior Credit Analyst

Mercuria; Genf; Vor Ort; CHF 140.000 - 190.000; Vollzeit

Zusammenfassung

Mercuria is seeking a Senior Credit Analyst to strengthen credit risk assessment across metals desks and counterparties. The role partners with traders and finance to minimize financial risk while enabling growth.

You will prepare reports, monitor events, assign ratings, and manage exposures. Strong leadership, English fluency, and ability to work under tight deadlines are essential, with Spanish as a plus. Based in Geneva or London.

Qualifikationen

• 7+ years of experience in a credit role within metals markets.
• Deep understanding of metals trading industry and markets.
• Excellent financial analysis and risk assessment capabilities.
• Strong knowledge of credit principles, risk management, and banking practices.
• Ability to interpret and analyze complex financial statements.
• Proven ability to communicate with stakeholders across levels.

Aufgaben

• Prepare detailed credit analyses and recommendations.
• Monitor global credit events affecting the business.
• Conduct regular credit reviews and assign ratings and limits.
• Track credit exposures and daily risk reporting and mitigation.
• Manage and maintain credit insurance policies.
• Contribute to key credit projects and initiatives.
• Maintain relationships with counterparties and financial institutions.
• Provide credit advisory support to Front Office traders.
• Maintain accurate records of clients and decisions.
• Support trading desks with credit clauses negotiations.

Kenntnisse

Metals trading

Credit risk analysis

Financial analysis

Credit risk mgmt

Communication

Time management

English fluency

Spanish

Credit ratings

Limit monitoring

Jobbeschreibung

Established in 2004, Mercuria is one of the leading integrated energy and commodity trading companies in the world. We bring energy markets together to support the needs of today by trading, structuring finance, and investing into strategic assets, while generating more than $110 billion in turnover.

Our operations span over 50 countries on 5 continents, including all the major energy hubs. We trade physical oil, energy products, environmental products and other commodities from Geneva, London, Singapore, Shanghai, Beijing, Dubai, Houston, Calgary and Greenwich (CT).

We are committed to advancing the transition to a more sustainable, affordable and reliable energy system for tomorrow. Over 50% of our assets are in low carbon & energy transition sectors - providing a strong platform to trade these new markets and support decarbonization.

In 2023, we established Silvania, a $500 million fund, investing into restoration and protection of nature and biodiversity globally and in support of the Paris Agreement goals & UN 30x30 biodiversity initiative. This new asset class supports nature protection and provides sustainable financial returns.

We are seeking a motivated Senior Credit Analyst to join our dynamic team. The ideal candidate will have a strong background in credit analysis on the metals desk and be able to make informed decisions to minimize financial risks while maximizing growth opportunities. Management of the portfolio includes partnering with the traders and the broader finance organization and to also maintain strong relationships externally with the counterparties. The role will require strong leadership qualities and interpersonal skills to be able to operate in a dynamic trading environment.

Role and Responsibilities

• Prepare detailed reports on credit analyses and make recommendations based on the findings.
• Monitor and track global / industry credit events affecting our businesses.
• Conduct regular credit reviews for all counterparties in the portfolio and assign credit ratings and limits to each counterparty.
• Monitor portfolio credit exposures and daily credit risk reporting and mitigation including limit monitoring, breach escalation and margining.
• Manage and maintain the respective credit insurance policies.
• Involvement in key credit projects or activities on behalf of the credit function as required.
• Maintain relationships with key counterparties and financial institutions.
• Provide credit advisory support to the Front Office traders on daily business activities.
• Maintain accurate and up-to-date records on clients and credit decisions.
• Proactive support of trading desks for each transaction including appropriate negotiation of credit clauses.

Skills and Competencies:

• Solid experience (7+ years) in a credit role and a deep understanding of metals trading industry and markets.
• Previous experience in metals trading industry of importance
• Excellent skills in financial analysis and risk assessment.
• Strong understanding of credit principles, credit risk management, control concepts and banking practices.
• Ability to interpret and analyze complex financial statements.
• Able to communicate with all levels of business, build rapport and work closely with cross functional stakeholders.
• Able to work independently and manage multiple and potentially conflicting priorities and tight deadlines.
• English fluent, Spanish strong asset

This position can also be based in London