Lombard Credit Risk Specialist — End-to-End Oversight

BBVA; Zürich; On-site; CHF 120,000 - 180,000; Full time

Job summary

BBVA in Switzerland is seeking a senior Credit Risk professional to provide independent Lombard lending oversight, assess credit proposals, collateral, and lending parameters while ensuring alignment with risk appetite and regulatory standards.

You will monitor positions, prepare risk reports, and train Relationship Managers on Lombard operations, requirements, and risk considerations, collaborating across legal and operations teams.

Qualifications

• Degree in Business/Economics or equivalent.
• Master’s degree or post-graduate studies in numerical/analytical fields.
• Deep understanding of know-how in credit analysis methodologies.

Responsibilities

• Prepare, review and control credit operations.
• Prepare and present credit proposals for higher-risk transactions to the credit committee.
• Monitor Lombard lending positions and identify emerging risks.
• Prepare risk reports for BBVA headquarters.
• Advise Relationship Managers on Lombard credit operations and risk considerations.
• Analyze financial products and assign lending values.
• Coordinate with Legal to issue guarantees and SBLCs.

Skills

Analytical thinking

Credit proposals

Credit risks

Detail-oriented

English

Spanish

Teamwork

MS Office (Excel)

Education

Bachelor in Business/Economics

Master’s degree in numerical/analytical fields

Tools

MS Office

Job description

BBVA in Switzerland is seeking a senior Credit Risk professional to provide independent Lombard lending oversight, assess credit proposals, collateral, and lending parameters while ensuring alignment with risk appetite and regulatory standards.

You will monitor positions, prepare risk reports, and train Relationship Managers on Lombard operations, requirements, and risk considerations, collaborating across legal and operations teams.