Credit Control Officer

BCP - Banque de Commerce et de Placements; Genf; Hybrid; CHF 120.000 - 150.000; Vollzeit

Benefits dieser Stelle

Work from home 1 day per week

Competitive compensation package

Zusammenfassung

BCP - Banque de Commerce et de Placements in Geneva seeks a Credit Control Officer to safeguard the Bank's credit portfolio across Commodity Trade Finance and Wealth Management. You will work closely with Front Office, Credit Risk and Operations to ensure compliance with risk appetite, policies and regulatory requirements.

The role combines technical credit control with analytical and business partnering in an international banking environment, offering a dynamic, multicultural workspace and the

Qualifikationen

• University degree or professional qualification in Banking, Finance, Economics or another relevant discipline.
• 8 to 10 years of experience within an international bank, ideally in a Transaction Manager, Trade Finance Risk Manager or similar control function with exposure to Commodity Trade Finance.
• Good understanding of credit risk principles, exposure monitoring and hedging mechanisms.
• Strong organizational skills and analytical mindset; able to challenge, identify risks and propose practical solutions.
• Ability to work autonomously, and perform under pressure with a high level of accuracy.
• Good accounting and financial analysis skills.
• Strong communication skills in English and French (written and spoken).
• Swiss residency mandatory.

Aufgaben

• Perform independent controls over credit facilities, transactional exposures and clients' positions, including hedging structures and overall risk exposure.
• Monitor CTF and WM credit facilities in line with risk appetite, policies and regulatory requirements.
• Partner with Front Office and Credit Analysts by providing independent oversight on structuring, renewal and lifecycle management of CTF facilities.
• Support monitoring and renewal of WM lending facilities while strengthening control processes.
• Prepare and review credit documentation, identify control gaps and elevate risks.
• Ensure execution and continual improvement of credit control tasks.
• Contribute to enhancement of Credit Control practices, processes and governance.
• Prepare management reports, credit monitoring documentation and regulatory information within deadlines.
• Participate in cross-functional initiatives, IT developments and system enhancements.
• Foster collaboration with internal stakeholders to promote risk culture and operational excellence.

Kenntnisse

Credit risk understanding

Analytical mindset

Organizational skills

Autonomy under pressure

Accounting & financial analysis

Bilingual English/French

Proficient in banking systems

Ausbildung

University degree or professional qualification in Banking/Finance/Economics

Tools

Microsoft Office

Banking systems

Jobbeschreibung

Established in 1963 as a Swiss Bank, BCP segments its activities into two well-established core businesses: Commodity Trade Finance and Wealth Management. These are reinforced by our expert Treasury services. BCP enjoys a solid reputation as a high-quality service provider in all of its banking fields. Founded under Swiss Banking Law and Regulations, BCP is supervised by FINMA, the Swiss financial markets supervisory authority. Headquartered in Geneva, BCP also operates branches in Luxembourg and in Dubai. More information can be found at https://www.bcp.bank/en.

About the Role

As a Credit Control Officer, you will play a key role in safeguarding the Bank's credit portfolio by providing independent oversight and control over Commodity Trade Finance and Wealth Management credit facilities. Working closely with the Front Office, Credit Risk and Operations teams, you will contribute to the sound management of complex credit transactions, ensuring compliance with the Bank's risk appetite, internal policies and regulatory requirements. This role offers the opportunity to combine technical expertise, analytical thinking and business partnering within a dynamic international banking environment.

Responsibilities

• Perform independent controls over credit facilities, transactional exposures and clients' economic positions, including the assessment of hedging structures and overall risk exposure.
• Ensure ongoing monitoring of Commodity Trade Finance (CTF) and Wealth Management (WM) credit facilities in accordance with the Bank's control framework, internal policies and regulatory requirements.
• Partner closely with the Front Office and Credit Analysts by providing independent oversight on the structuring, renewal and lifecycle management of Commodity Trade Finance credit facilities.
• Support the monitoring and renewal of WM lending facilities while strengthening independent control processes across the portfolio.
• Prepare & review credit documentation, identify control gaps and elevate potential risks or exceptions in a timely manner.
• Ensure the execution and continuous improvement of credit control administrative related tasks.
• Contribute to the continuous enhancement of Credit Control best practices, processes, procedures and governance.
• Prepare accurate management reports, credit monitoring documentation and regulatory information within established deadlines.
• Participate in cross-functional initiatives and projects, including process optimization, system enhancements and IT-related developments.
• Foster close collaboration with internal stakeholders to promote a strong risk culture and operational excellence.

Your profile

• University degree or professional qualification in Banking, Finance, Economics or another relevant discipline.
• 8 to 10 years of experience within an international bank, ideally as a Transaction Manager, Trade Finance Risk Manager or in a similar control function with significant exposure to Commodity Trade Finance.
• Good understanding of credit risk principles, exposure monitoring and hedging mechanisms.
• Strong organizational skills and analytical mindset - able to challenge, identify risks and propose practical solutions.
• Ability to work autonomously, and perform effectively under pressure with a high level of accuracy.
• Good accounting and financial analysis skills.
• Strong communication skills, in both English and French (written and spoken).
• Proficient in standard banking systems and Microsoft Office applications.
• Swiss residency mandatory.

What we offer

• A dynamic and multicultural work environment.
• An inclusive culture where empowerment and creativity are encouraged.
• A competitive compensation package.
• Work from home (one day per week).

Application process

Response timeframe

If you do not receive a response from us within three weeks, please consider that your application was not selected for this position. We appreciate your understanding.

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