VP, Cross-Border Real Estate Debt & Financing

Wealthy Recruiting; Montreal; On-site; CAD 250,000 - 420,000; Full time

Job summary

Wealthy Recruiting seeks an experienced Vice President, Real Estate Debt & Financing to lead debt strategy across the Canadian and U.S. portfolio. Reporting to the CIO and ownership, the VP will structure financing, negotiate terms, and oversee execution for acquisitions, refinancings, development and redevelopment.

This is a hands-on leadership role managing three analysts. The VP will interact with banks, insurers, credit funds and private lenders, delivering clear recommendations on leverage,

Qualifications

• 5+ years of commercial real estate finance experience with an owner/operator, bank, lender, insurance company, private credit fund, or institutional investor.
• Strong knowledge of mortgages, acquisition financing, construction financing, bridge loans, refinancing, and other CRE debt structures.
• Experience with Canadian and U.S. real estate financing markets strongly preferred.
• Fluent in English and French.

Responsibilities

• Develop and execute debt financing strategies across the Canadian and U.S. portfolio.
• Structure financing for acquisitions, refinancing, development, redevelopment, and repositioning projects.
• Source and negotiate financing with banks, insurance companies, credit funds, private lenders, mortgage brokers, and other capital providers.
• Evaluate and negotiate pricing, leverage, amortization, covenants, guarantees, security, and other financing terms.
• Lead underwriting and financial analysis, including cash flow, NOI, valuation, LTV, DSCR, debt yield, and interest-rate exposure.
• Manage transactions from initial lender discussions through due diligence, documentation, closing, and funding.
• Maintain oversight of the company’s debt portfolio, including maturities, covenants, interest rates, and refinancing requirements.
• Identify opportunities to refinance, restructure, consolidate, or otherwise optimize existing debt.
• Work with the acquisitions and investment teams to evaluate financing structures and transaction economics.
• Provide ownership and senior management with clear recommendations regarding leverage, financing risk, cost of capital, and alternative structures.
• Lead, mentor, and develop a team of three analysts.

Skills

Real estate finance

Underwriting

Financial modeling

Negotiation

Team leadership

English & French

Job description

Wealthy Recruiting seeks an experienced Vice President, Real Estate Debt & Financing to lead debt strategy across the Canadian and U.S. portfolio. Reporting to the CIO and ownership, the VP will structure financing, negotiate terms, and oversee execution for acquisitions, refinancings, development and redevelopment.

This is a hands-on leadership role managing three analysts. The VP will interact with banks, insurers, credit funds and private lenders, delivering clear recommendations on leverage,