Senior VP, Montreal Real Estate Financing — Strategy & Debt

Inner Circle Agency; Montreal; On-site; CAD 200,000 - 300,000; Full time

Job summary

Inner Circle Agency is recruiting a Vice President, Real Estate Debt & Financing in Montreal, to lead debt financing for a cross-border portfolio. The role reports to CIO/ownership and directs a three-analyst team, shaping financing strategies and lender relationships across Canadian and U.S.

assets. You will oversee underwriting, negotiations, and transaction execution from initial analysis to closing, while ensuring strong leverage management and capital cost controls.

Qualifications

• 5+ years of commercial real estate finance experience with an owner/operator, financial institution, lender, private credit platform, insurer, or institutional investor.

Responsibilities

• Develop and execute financing strategies for acquisitions, refinancings, developments, redevelopments, and other real estate investments.
• Source, structure, and negotiate debt with banks, insurers, credit funds, private lenders, mortgage brokers, and other capital providers.
• Lead financial analysis and underwriting across NOI, cash flow, valuation, LTV, DSCR, debt yield, and interest-rate exposure.
• Manage financing transactions through lender selection, due diligence, documentation, closing, and funding.
• Oversee the existing debt portfolio, including maturities, covenants, rates, refinancing requirements, and restructuring opportunities.
• Partner with investment, acquisitions, accounting, finance, and legal teams to assess transaction economics and financing alternatives.
• Lead and develop a team of analysts while providing senior management with recommendations on leverage, financing risk, and cost of capital.

Skills

English

French

Job description

Inner Circle Agency is recruiting a Vice President, Real Estate Debt & Financing in Montreal, to lead debt financing for a cross-border portfolio. The role reports to CIO/ownership and directs a three-analyst team, shaping financing strategies and lender relationships across Canadian and U.S.

assets. You will oversee underwriting, negotiations, and transaction execution from initial analysis to closing, while ensuring strong leverage management and capital cost controls.