Underwriter, Specialist Lines

Co-operators; Burlington; Hybrid; CAD 50,000 - 84,000; Full time

Benefits offered by this job

Training and development

Flexible work options

Paid volunteer days

Job summary

CGIC in Canada seeks an Underwriter, Special Lines, for a regular full-time role with a hybrid work model (2 days in office). English is required; French is an asset.

You will support underwriting teams, assess risk, and mentor colleagues while ensuring policy terms and exceptions align with guidelines. You will analyze proposals, negotiate terms, monitor loss ratios and coach partners on coverage decisions.

Qualifications

• Minimum 2 years of related insurance experience or related work experience.
• CIP designation completed or actively pursuing.

Responsibilities

• Provide technical underwriting support and coverage information to advisors and claims.
• Analyze, evaluate and negotiate terms, premium and conditions for renewal, new business and policy changes.
• Confirm, analyze & monitor claims and policy/client/program loss ratios.
• Amend policy coverages, surcharges or cancel policies applying underwriting decision making.
• Resource and coach internal and external partners on policy wording and underwriting guidelines.
• Coach our front line business partners to enable them to provide appropriate coverage terms and conditions for our clients.
• Assist in the development of others in the organization through coaching, mentoring and guidance in risk assessment.
• Accountable for conducting advisor, portfolio and random audits and compliance programs.

Skills

Underwriting

Communication skills

Analytical thinking

Education

University degree

CIP designation

Job description

Company: CGIC

Department: Underwriting, Special Lines

Employment Type: Regular Full-Time

Work Model: Hybrid (2 days in office)

Language: English is required, French is an asset.

Additional Information: These role's are currently vacant

The Opportunity

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

The Underwriter, Special Lines supports the organizations goals in achieving competitiveness, client engagement and the co-op experience by providing professional underwriting expertise and support to all of our departments while managing medium level risks for our clients and the organization. They respond directly to inquiries from internal and external clients and exercise sound underwriting judgment, and creativity in response to questions on policy interpretation, risk selection, rating and exceptions. They coach and mentor others within department as well as associated business partners. This role is also responsible for underwriting risks and evaluating their acceptability to the organization.

How You Will Create Impact

• Provide technical underwriting support and coverage information to advisors and claims in a fast paced, highly responsive, client centric environment.
• Analyze, evaluate and negotiate terms, premium and conditions for renewal, new business and policy changes.
• Confirm, analyze & monitor claims and policy/client/program loss ratios.
• Amend policy coverages, surcharges or cancel policies applying underwriting decision making based on underwriting rules or guidelines.
• Resource and coach internal and external partners on application and interpretation of policy wording and underwriting guidelines.
• Coach our front line business partners to enable them to provide appropriate coverage terms and conditions for our clients.
• Assist in the development of others in the organization through coaching, mentoring and guidance in risk assessment.
• Accountable for conducting advisor, portfolio and random audits and compliance programs.

To Join Our Team

• Minimum of two (2) years of successful related insurance experience or related work experience. University degree.
• Chartered Insurance Professional (CIP) Designation completed or actively pursuing.

How You Will Succeed

• You influence change and are committed to continuous improvement, in order to exceed client expectations.
• You leverage critical thinking skills to identify problems and proactively propose solutions.
• Your strong communication skills allow you to clearly convey messages.
• You’re an effective team player who shares knowledge to support our peers.

What You Need To Know

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

• Training and development opportunities to grow your career.
• Flexible work options and paid time off to support your personal and family needs.
• A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
• Paid volunteer days to give back to your community.
• In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Salary information

Expected Salary range: CAD 50,280.00 to 83,800.00

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.