Underwriter, Senior

Equitable; Toronto; Remote; CAD 80,000 - 110,000; Full time

Job summary

Equitable is seeking a Senior Underwriter for its Individual Insurance team, responsible for risk assessment in life and critical illness coverage. The role offers a supportive work environment, opportunities for professional growth, and a healthy work-life balance through a remote arrangement with occasional in-person meetings.

Benefits

Annual bonus program

Company-paid benefits program

Paid volunteer day

Pension program with employer matching

Tuition support

Subsidized cafeteria

Employee discounts

Qualifications

• Bilingual in French and English is an asset.
• 3+ years of experience as a Life and Critical Illness Underwriter.
• Commitment to continuous learning in underwriting trends.

Responsibilities

• Apply underwriting expertise across medical, financial, and non-medical risk factors.
• Provide mentorship to other underwriters.
• Manage daily work volumes to meet service standards.

Skills

Analytical skills

Negotiation skills

Communication skills

Problem Solving

Relationship Management

Education

FLMI / FALU designation

Tools

MS Office Suite

Job description

Toronto, ON, Canada Req #2277 Friday, May 31, 2024 At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated and client-responsive staff. Join Equitable today.

Reports To : Manager, Underwriting

Department : Individual Underwriting

Term : Permanent Full-Time

Work Arrangements : You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.

The Opportunity : Equitable is looking for a Senior Underwriter to join our Individual Insurance team! The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable success and is a great opportunity to work at one of Waterloo Region's Top Employers while developing skills for the future.

What you will be doing :

• Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors
• Consistently provide a superior quality of work
• Manage volumes of daily work independently to ensure service standards are met
• Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification
• Contribute to continuous enhancement of underwriting processes and procedures
• Provide mentorship to other underwriters, offering guidance and sharing your expertise

What you will bring :

• Bilingual in French and English is an asset
• Superior technical knowledge in medical, financial, and non-medical underwriting
• Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities
• Excellent analytical and problem solving abilities
• Strong reinsurance relationships with excellent negotiation skills
• Strong communication skills, written and verbal
• Excellent relationship skills - proactive and service-oriented is key!
• 3+ years of demonstrated professional experience as a Life and Critical Illness Underwriter
• FLMI / FALU designation or currently working towards
• Commitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trends
• Good knowledge of MS Office Suite

What's in it for you :

• A healthy work-life balance with employee wellness top of mind
• Annual bonus program, annual vacation allowance, and company-paid benefits program
• An additional paid volunteer day each year so you can spend time giving back to the community
• Immediate enrollment in the company's pension program with employer matching
• Employee resource groups that support an inclusive work environment
• Tuition support and specialized program assistance
• A company subsidized cafeteria with a variety of daily options
• Discounts on company products and services, and access to exclusive employee perks
• Regular EQ Together events focused on company togetherness and collaboration

As part of the recruitment / offer process you will be required to"

• Provide two professional references (minimum one supervisor and above)

To learn more about Equitable, we encourage you to explore our organization.