Underwriter, Senior

Equitable; Southwestern Ontario; Hybride; CAD 90 000 - 125 000; Plein temps

Avantages offerts par ce poste

Employer-paid benefits

Pension matching

Volunteer day

Résumé du poste

Equitable is seeking a Senior Underwriter for our Individual Insurance team. The role focuses on risk assessment for life and critical illness products, with a strong emphasis on compliance, client experience, and mentorship within a dynamic, remote-first work setting.

You will work from a home office 100% of the time, with potential in-person needs at the Waterloo region office. The position offers a competitive total rewards package and opportunities for professional growth.

Qualifications

• 3+ years of professional experience as a Life and Critical Illness Underwriter.
• FLMI / FALU designation or working towards.
• Proficient in MS Office Suite and strong analytical skills.

Responsabilités

• Apply underwriting expertise across medical, financial and non-medical factors.
• Maintain high-quality work and exceed service standards.
• Manage daily volumes independently to meet deadlines.
• Provide a first-class client experience and adhere to regulations.
• Support continuous improvement of underwriting processes and procedures.
• Mentor fellow underwriters with guidance and expertise.

Connaissances

Medical underwriting

Financial underwriting

Non-medical underwriting

Communication skills

Problem-solving

Formation

FLMI / FALU designation

Outils

MS Office

Description du poste

The Opportunity:

At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

Equitable is looking for a Senior Underwriter to join our Individual Insurance team! The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable success.

Work Arrangements:

You will work from your home office 100% of the time. You maybe requiredto be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may berequiredto travel based on the assignment.

Whatyou’lldo:

• Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non‑medical risk factors
• Consistently provide a superior quality of work
• Manage volumes of daily work independently to ensure service standards are met
• Provide a first‑class client experience
• Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification
• Contribute to continuous enhancement of underwriting processes and procedures
• Provide mentorship to other underwriters, offering guidance and sharing your expertise

Whatyou’llbring:

• Superior technical knowledge in medical, financial, and non‑medical underwriting
• Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities
• Excellent analytical and problem‑solving abilities
• Strong reinsurance relationships with excellent negotiation skills
• Strong communication skills, written and verbal
• Excellent relationship skills – proactive and service‑oriented is key!
• 3+ years of demonstrated professional experience as a Life and Critical Illness Underwriter
• FLMI / FALU designation or currently working towards
• Commitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trends
• Good knowledge of MS Office Suite

What’s in it for you:

• Career Growth: Regular learning sessions and developmentopportunities
• Total Rewards: Incentive pay, annual salary reviews, employer‑paid benefits and pensionmatching
• Time Away: Competitive vacation plus one paid volunteer day each year
• Flexibility: Healthy work‑life balance with employee wellness always top of mind, complemented by a “dress for your day” approach

At Equitable, we’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at [e-mail]. We’re happy to help.

Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included.

Reports To:

Director, Individual Underwriting Operations

Department:

Individual Insurance

Term:

Permanent Full-Time