Senior Group Underwriter, Quotes.

Equitable; Southwestern Ontario; Híbrido; CAD 75.000 - 105.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Incentive pay

Annual salary reviews

Employer-paid benefits

Pension matching

Descripción de la vacante

Equitable in Waterloo, Ontario is seeking an experienced Underwriter to join our Group Underwriting team. This hybrid role combines in-office collaboration with flexible days, supporting a diverse client base across Canada.

You will conduct risk assessments, set pricing, and prepare underwriting proposals for new and renewal business, while coaching colleagues and contributing to process improvements and knowledge sharing within the team.

Formación

• Bachelor's/College degree or equivalent
• 3–5 years of Group benefits knowledge and experience
• Strong understanding of Group benefits underwriting principles
• Proven ability to assess risk and analyze data to make sound underwriting decisions

Responsabilidades

• Perform risk assessment, pricing, and formal proposals for new business across all complexity levels, including large/complex cases
• Conduct annual renewals for existing Group benefits clients, review risk and profitability, determine pricing, and generate renewal reports
• Evaluate requests for alternate funding arrangements and ensure adherence to underwriting practices
• Review requests for alternate costings on existing business and provide risk-based recommendations
• Generate accurate underwriting proposals that meet standards and SLAs
• Make informed decisions on Administrative and Claim Exception requests with risk considerations
• Track and achieve quality and quantity performance standards with accuracy
• Provide coaching and knowledge-sharing support for Underwriting team members
• Support Group benefits training initiatives for Underwriters, new team members, and Group Marketing Managers
• Maintain/update process documentation and the Group Underwriting Manual to address operational risk opportunities

Conocimientos

Group benefits

Risk assessment

Pricing methodologies

Analytical thinking

Decision making

Communication

Time management

Training coaching

Educación

College/University degree

Descripción del empleo

The Opportunity

At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes. We are looking for an Underwriter to join our Group Underwriting team! The position is critical to our success. Join one of the region’s top employers and be part of something that truly makes a difference.

Work Arrangements

This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement, and there may be some roles that are required to work in our office more than the minimum requirement.

What you’ll do

• Complete risk assessment, analysis, pricing, and formal proposal responses for new business opportunities across all complexity levels, including large and complex cases
• Conduct annual renewals for existing Group benefits clients, including reviewing risk, analyzing experience and profitability, determining appropriate pricing, and generating renewal reports
• Evaluate and respond to requests for alternate funding arrangements while ensuring adherence to established underwriting practices
• Review and assess requests for alternate costings on existing business and provide recommendations based on risk and profitability analysis
• Generate accurate and comprehensive underwriting proposals that meet company standards and established service level requirements
• Make informed decisions on case-specific Administrative and Claim Exception requests that include an element of risk, in accordance with documented processes
• Track and achieve published quality and quantity performance standards while maintaining a high level of accuracy
• Provide coaching, and knowledge-sharing support for Underwriting team members
• Support Group benefits training initiatives for Group Underwriters, new service team members, and Group Marketing Managers
• Maintain and update process documentation and the Group Underwriting Manual while identifying and addressing opportunities for operational improvement and risk mitigation

What you’ll bring

• College or University degree, or an equivalent combination of education and experience
• 3-5 years of Group benefits knowledge and experience, including solid knowledge of group products, risk assessment, and pricing methodologies
• Strong understanding of Group benefits underwriting principles and practices
• Proven ability to assess risk, analyze complex data, and make sound underwriting decisions
• Strong analytical thinking and innovative problem-solving skills
• Excellent decision-making abilities with the confidence to manage complex underwriting situations
• Ability to manage multiple priorities and consistently meet challenging deadlines
• Strong knowledge of the Group benefits marketplace, including industry trends and competitive factors
• Experience providing training, coaching, or mentoring to colleagues and supporting knowledge development initiatives
• Certified Employee Benefit Specialist (GBA) designation is considered an asset
• Commitment to following established processes and procedures while identifying potential gaps, omissions, or activities that could expose the organization to unnecessary operational risk

What’s in it for you

• Career Growth: Regular learning sessions and development opportunities
• Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching
• Time Away: Competitive vacation plus one paid volunteer day each year
• Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a "dress for your day" approach

As part of the recruitment process, candidates may be asked to complete an assessment.

We’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at [e-mail]. We’re happy to help.

If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included. This position is open and we are excited to find the right person to join our team.Your base pay will be based on your skills, qualifications, experience and education.

At Equitable, your resume will be reviewed by real people and all hiring decisions are made by our recruiters and hiring managers. AI tools may be used to support administrative and productivity tasks throughout the recruitment process, but we believe that evaluating experience, skills, and talent potential requires meaningful human interaction.

As part of our commitment to maintaining a secure and trusted workplace, candidates selected to move forward in the recruitment process will be required to complete a background screening in accordance with company policy.

Reports To

Manager, Group Underwriting

Department

Group Underwriting

Term

Permanent Full-Time