Underwriter, Property & Casualty

Liberty Mutual Canada; Calgary; Hybrid; CAD 70,000 - 95,000; Full time

Job summary

Liberty Mutual Canada invites an experienced Underwriter to join the Calgary team, focused on underwriting Middle Market Property & Casualty for Alberta & Prairies. You’ll manage renewals and pursue new business targets in a collaborative environment.

Responsibilities include risk analysis, terms negotiations, broker and client relationship growth, and adherence to Liberty underwriting guidelines and DEI goals.

Qualifications

• 2–4 years of experience underwriting commercial P&C insurance.
• University degree or equivalent post-secondary education.
• Strong understanding of core P&C policy wordings, trends, pricing and strategies.
• Excellent communication and negotiation skills.
• Ability to make sound underwriting decisions under tight deadlines.
• Collaborates well across business units.

Responsibilities

• Drive organic new business growth through market engagement and pipeline development.
• Underwrite Middle Market accounts including risk analysis and rate adequacy.
• Manage broker and client relationships and develop a pipeline of targets.
• Collaborate with Liberty units to leverage multi-line opportunities.
• Prioritize workload and provide excellent service to brokers and clients.
• Pursue elite underwriting skills and knowledge of Liberty products.

Skills

Underwriting

Analytical skills

Communication skills

Relationship management

Education

University degree or equivalent post-secondary education

Job description

Department: Underwriting

Location: Calgary

Reports To:Assistant Vice President, Underwriting Manager

Company Overview:

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

- A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance

- Competitive health & dental benefits plan

- Market-leading pension plan

- Competitive time off policy

- External education & tuition reimbursement programs

- Employee & Family Assistance Programs

- An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion

The Opportunity:

Liberty is seeking an Underwriter to join our Underwriting team in Calgary. The primary focus of the Underwriter will be underwriting, maintaining, and growing an assigned renewal portfolio as well as prospecting and pursuing new business targets. The successful candidate will be responsible for Middle Market Property and Casualty business within the Alberta & Prairies Region Underwriting team.

Duties and Responsibilities:

• Focus on proactive market engagement activities to drive organic new business growth. Key areas of focus include appetite delivery, submission generation and proactive pipelining, in addition to core marketing and market presence activities.
• Responsible for proactive account management and new business production and underwriting of Middle Market accounts including analysis of risk, negotiation of policy terms and conditions, and confirmation of rate adequacy, all consistent with Liberty underwriting guidelines and strategies, and with a focus on building a long-term and profitable portfolio. Ensure proper exposure analysis, documentation, quality and timeliness of account summaries, file organization, adherence to Underwriter guidelines, and effective use of risk services, actuary and claims resources.
• Maintain and expand Liberty broker and client relationships through regular marketing activities, and the development of a pipeline of preferred Middle Market clients.
• Work closely with other Liberty business units to leverage multi-line business opportunities.
• Demonstrate effective prioritization of workload and provide superior customer service to our brokers and clients.
• Demonstrate a desire for and continuous pursuit towards ‘elite underwriting’ skills and knowledge of Liberty products, with a focus on Property products.
• Continuous learning and development through attendance of industry events, relevant seminars, and courses, and learning from existing Liberty expertise.
• Follow Liberty’s Guidelines for Inclusion and encourage its use at Liberty. Build personal DE&I knowledge and act as an early adopter of new DE&I skills and processes to drive positive change.
• Other duties and projects as assigned.

Skills & Qualifications:

• A minimum of 2-4 years’ experience underwriting commercial P&C insurance.
• University degree or equivalent post‑secondary education with relevant insurance designations/ education is an asset.
• Firm understanding of core P&C policy wordings, trends, pricing and strategies, with strong industry knowledge.
• Self-starter with strong analytical skills, in addition to strong business and interpersonal communication skills required.
• Superior relationship management and negotiation skills.
• Must portray action oriented behavioral traits and is dedicated to meeting the expectations and requirements of internal and external customers.
• Able to make sound underwriting decisions in a timely manner under tight deadlines.
• Excellent communication, organizational and time management skills.
• Collaborates well across business units.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.