Underwriter, Financial Lines & Professional Indemnity

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focused on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world. Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.” As part of our journey to lead the market in emerging sectors, we are looking for an experienced Senior Underwriter, Financial Lines to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to how we are, and we strive to bring these values to life every day.

WHO WE ARE LOOKING FOR:

As the Underwriter, Financial Lines and Pro, you will play a critical role in our Financial Lines underwriting team. You will be responsible for evaluating and underwriting complex risks within the financial sector, including Directors and Officers (D&O) liability, Professional Liability (E&O), Cyber Liability, and Employment Practices Liability (EPL). Your strategic insight, underwriting expertise, and leadership skills will drive profitable growth and ensure the delivery of exceptional service to our clients.

WHAT WILL YOU DO:

• Source, underwrite, price, and negotiate Financial Lines accounts (D&O, EPL, Fiduciary, etc.) in alignment with our strategy and risk appetite to achieve profitability, retention, and premium targets.
• Analyze and evaluate risks using discretion and independent judgment to deliver optimal underwriting outcomes.
• Negotiate and draft policy and endorsement wordings as needed.
• Cultivate and maintain strong relationships with brokers and policyholders.
• Stay ahead of industry trends by actively participating in market discussions, conferences, and roundtables.
• Promote Relm’s value proposition and product offerings to brokers and clients.
• Collaborate with colleagues to drive cross-selling opportunities and contribute to shared objectives.
• Enhance underwriting processes through efficiency improvements, leveraging data and technology.
• Ensure compliance with internal and external underwriting guidelines and legal requirements.
• Support special projects and take on additional responsibilities as needed.

WHAT YOU'LL BRING TO THE TABLE:

• Minimum 3 years of experience in Financial Lines underwriting and/or broking (D&O experience is required).
• Bachelor’s degree in business, finance, accounting, insurance, law, actuarial science, computer science, or a related field.
• Strong expertise in policy and endorsement negotiation, preparation, and drafting.
• Excellent organizational and time management skills.
• A creative problem solver with strong critical thinking abilities and a unique approach to challenges.
• Ability to thrive in a fast-paced, collaborative, and team-oriented environment.
• Exceptional communication skills, both written and verbal.
• Proficiency in Microsoft Office applications.
• Strong interpersonal skills with confidence in client and broker interactions.
• Meticulous attention to detail and a strong work ethic.
• Willingness to travel internationally and work outside core hours when required.

WHY YOU’LL LOVE WORKING WITH US

At Relm, we are not just another insurance company – we are a team of innovators, creators, and collaborators who are shaping the future of insurance. We value each individual’s unique skills and experiences and offer a workplace where creativity, innovation, and diversity are at the heart of everything we do.

We are deeply committed to building an inclusive culture, where every team member feels supported and empowered to do their best work. At Relm, you will have the opportunity to grow in your career, be part of an exciting industry transformation, and contribute to a team that celebrates creativity, collaboration, and innovation.

WHAT WE OFFER

Full Payroll Tax & Social Insurance Coverage: The company covers 100% of your payroll tax and social insurance, ensuring your financial security and peace of mind.

Comprehensive Insurance Plans: We provide 100% coverage for your health, dental, and life insurance, keeping you and your loved ones well protected.

Generous Pension Contributions: The company contributes 5% of your pensionable earnings, helping you plan and secure your financial future.

Paid Time Off (PTO): You will accrue 28 days of Paid Time Off (PTO), giving you the flexibility to take vacation, sick leave, or personal time.

Professional Development Opportunities: We invest in your career with training, development programs, and mentorship to help you grow and achieve your professional goals.

Travel Benefits: Enjoy travel perks such as commuting and parking benefits to make your daily commute easier and more convenient.

Wellness Benefits: Stay healthy and active with wellness perks, including gym memberships and access to exercise classes, designed to support your well-being.

Your Voice Matters: Work in an environment where your ideas and opinions are not just heard but valued and crucial to our team’s success.

Endless Growth Opportunities: Benefit from a multitude of career growth opportunities, ensuring you have the resources and support to advance within the company.

Flexible & Family-Friendly Work Environment: Embrace a hybrid approach to work that provides flexibility and supports a balanced, family-friendly lifestyle.

At Relm, you won’t just join a company - you’ll be part of a team that’s shaping the future. If you’re ready to make an impact, we’d love to hear from you.