Underwriter

Starr; Toronto; On-site; CAD 85,000 - 120,000; Full time

Job summary

Starr is seeking a Casualty Underwriter in Toronto, responsible for evaluating, pricing, and underwriting new and renewal casualty business. You will work with brokers and clients to craft quotes and terms, while coaching junior staff and collaborating with actuarial and claims teams to monitor portfolio performance.

The role requires 2–5 years of casualty underwriting in Canada, CIP/FCIP progress or equivalent, and strong analytical, negotiation, and communication skills.

Qualifications

• Post-secondary education in business, insurance, or related discipline.
• 2–5 years casualty underwriting experience in the Canadian P&C market.
• Progress toward or attainment of CIP, FCIP, or other relevant industry designations; additional technical training in casualty lines is an asset.
• Solid understanding of casualty insurance products, underwriting guidelines, regulations, and rating methodologies.
• Excellent analytical, risk assessment, and decision-making abilities.
• Exceptional negotiation, interpersonal, and written/verbal communication skills.

Responsibilities

• Evaluate, select, and underwrite new and renewal casualty risks according to company guidelines and risk appetite.
• Analyze applications, loss histories, and other information to assess exposures and determine terms and pricing.
• Develop and negotiate quotes, proposals, and policy terms with brokers and clients.
• Cultivate and maintain strong relationships with brokers, clients, and internal stakeholders to drive business opportunities and client service.
• Contribute to targets for premium growth, profitability, and retention.
• Review and authorize policy wordings, endorsements, and documentation for accuracy and compliance.
• Stay current on market trends, regulatory updates, and competitor activities in the Canadian casualty sector.
• Provide coaching to Underwriting Assistants and support staff as required.
• Collaborate with actuarial, claims, and risk control teams to monitor portfolio performance and resolve complex cases.
• Participate in audits, file reviews, and continuous improvement initiatives.

Skills

Analytical skills

Risk assessment

Decision making

Negotiation

Communication

Multitasking

Education

Post-secondary education in business/insurance

CIP/FCIP designation progress or attainment

Tools

Guidewire

Policy Works

TAM

Microsoft Office

Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.

Position Overview

The Underwriter, Casualty Team, is responsible for the evaluation, selection, and pricing of new and renewal casualty business—including general liability, products liability, commercial auto, and umbrella/excess policies. The Underwriter works closely with brokers, clients, and internal teams to deliver expert underwriting solutions, maintain profitable underwriting results, and support the organization’s growth strategies.

Key Responsibilities

• Evaluate, select, and underwrite new and renewal casualty risks according to company guidelines and risk appetite.
• Analyze insurance applications, reports, loss histories, and other relevant information to assess exposures and determine appropriate terms, conditions, and pricing.
• Develop and negotiate quotes, proposals, and policy terms with brokers and clients.
• Proactively cultivate and maintain strong relationships with brokers, clients, and internal stakeholders to drive business opportunities and deliver superior client service.
• Contribute to the achievement of team and company targets for premium growth, profitability, and retention.
• Review and authorize policy wordings, endorsements, and documentation to ensure accuracy and compliance.
• Stay current on market trends, industry developments, regulatory updates, and competitor activities in the Canadian casualty sector.
• Provide coaching and guidance to Underwriting Assistants and support staff as required.
• Collaborate with actuarial, claims, and risk control teams to set and monitor portfolio performance and resolve complex cases.
• Participate in audits, file reviews, and continuous improvement initiatives.

Qualifications

• Post-secondary education, ideally in business, insurance, or a related discipline.
• 2-5 years of casualty (liability) underwriting experience in the Canadian P&C market.
• Progress toward or attainment of CIP, FCIP, or other relevant industry designations; additional technical training in casualty lines is an asset.
• Solid understanding of casualty insurance products, underwriting guidelines, regulations, and rating methodologies.
• Excellent analytical, risk assessment, and decision-making abilities.
• Exceptional negotiation, interpersonal, and written/verbal communication skills.
• Strong organizational skills and attention to detail, with the ability to manage multiple competing priorities.
• Proficiency with Microsoft Office Suite and exposure to underwriting/rating software (e.g., Guidewire, Policy Works, TAM).
• Bilingualism (English/French) may be an asset depending on region.

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.