Senior Underwriter, Commercial Property

Starr; Toronto; On-site; CAD 130,000 - 150,000; Full time

Job summary

Starr is seeking a Senior Underwriter – Commercial Property in Canada to manage a diverse portfolio of mid to large commercial property risks. You will underwrite, negotiate terms, and support growth while adapting to Canadian insurance regulations.

Responsibilities include risk assessment, broker relationships, pricing, and collaboration across claims, loss control, and actuarial teams. CIP designation required; FCIP/CRM assets welcomed. English essential; French a plus.

Qualifications

• University degree or college diploma in business, insurance, or related field.
• CIP designation is required; FCIP or CRM is a plus.
• Minimum 5 years’ progressive experience in Commercial Property underwriting (mid to large accounts) within the Canadian market.

Responsibilities

• Underwrite new and renewal commercial property business within authority levels.
• Develop and maintain broker, client, and partner relationships to drive growth.
• Perform risk assessments and pricing analyses in line with guidelines and Canadian laws.
• Present quotations, communicate decisions, and document correspondence.
• Conduct site visits to assess risks and mitigation measures.
• Collaborate with claims, loss control, and actuarial teams to provide client solutions.
• Mentor junior underwriters and underwriting assistants.
• Review policy documents and endorsements for accuracy and compliance.
• Support portfolio management, production monitoring, and reporting.
• Stay updated on Canadian property market trends and regulatory changes.

Skills

Canadian P&C underwriting expertise

Negotiation and decision-making

Relationship building

English communication

French a plus

Education

University degree or college diploma in business, insurance, or related field

CIP designation required; FCIP or CRM assets

Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.

Position Overview

The Senior Underwriter – Commercial Property is responsible for the successful underwriting and management of a diverse portfolio of mid to large-size commercial property risks. This role involves evaluating complex risks, maintaining broker relationships, negotiating terms and pricing, and supporting the profitable growth of the portfolio in line with company objectives and Canadian regulations.

Key Responsibilities

• Underwrite new and renewal commercial property business, analyzing exposures, coverage, and risk acceptability within authority levels.
• Develop and maintain strong relationships with brokers, clients, and external partners to drive business development.
• Perform risk assessments, pricing analysis, and coverage recommendations in compliance with Starr underwriting guidelines and Canadian insurance laws, including P&C regulatory requirements.
• Present and negotiate quotations, communicate underwriting decisions, and document all correspondence in line with company policies.
• Conduct site visits/inspections as required to assess physical risks and recommend mitigation strategies.
• Collaborate with claims, loss control, and actuarial teams to provide comprehensive client solutions.
• Mentor and provide technical guidance to junior underwriters and underwriting assistants.
• Review policy documents and endorsements to ensure accuracy and compliance with legal and company requirements.
• Participate in portfolio management, including business planning, production monitoring, and reporting.
• Maintain up-to-date knowledge of Canadian property insurance market trends, emerging risks, and regulatory changes.

Qualifications

Education & Experience

• University degree or college diploma in business, insurance, or related field.
• Minimum 5 years’ progressive experience in Commercial Property underwriting (mid to large accounts) within the Canadian market.
• Completion of CIP designation required; FCIP or CRM considered assets.

Skills

• Advanced knowledge of Canadian P&C insurance industry standards, regulatory requirements, and commercial property wordings.
• Strong analytical, negotiation, and decision-making abilities.
• Proven relationship building and business development skills.
• Excellent verbal and written communication skills in English; bilingual in French is considered a strong asset.
• Solid organizational and time management skills, with the ability to manage multiple priorities.

Disclosure

• During our selection process, we do not use artificial intelligence (AI) systems or applications to assess or make decisions regarding candidates. All selection decisions are made by our human recruitment team.
• The salary range for this position is between $130,000.00 CAD - $150,000.00 CAD
• This is a replacement to current full time staff.

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.